CURRENCIES Bite-sized information and inspiration for community bankers The Dow Jones Industrial Average fell 3.1% on Aug. 14, so far the worst day for stocks in 2019. Earlier this summer, the Federal Reserve Bank of New York's yield curve model indicated a nearly one-third chance the U.S. would see a recession in the next year. But signals are mixed. Unemployment is at a 50-year low. Inflation is low and stable. The economy's not in recession, so it's actually a good time to do strategic thinking for the future. " -James Bullard, president of the Federal Reserve Bank of St. Louis Photo: Johannes Eisele/AFP/Getty Images independentbanker.org Q 9http://www.independentbanker.org