OCTOBER 2020 independentbanker.org What the regulators say about diversity and inclusion HOW THE REGULATORY LANDSCAPE MIGHT CHANGE FOR COMMUNITY BANKS PAGE 38 quick ways to boost your leadership CRA CREDIT Why it's about more than checking boxes CAN COMMUNITY BANKS EASE CONSUMERS' MONEY ANXIETY? ICBA Independent Banker Q October 2020 Q Election Predictionshttp://www.independentbanker.org