PORTFOLIO Deep dives into topics that matter to community banks Penn Community Bank off ers roboadvisory, but Christian M. Wagner, president of Penn Investment Advisors, says it's a high-touch off ering. Robo-advisors: Are they right for your community bank? Page 18 We have each and every robo-account assigned to an investment advisor who can guide clients through tough times. " -Christian M. Wagner, Penn Community Bank Photo: Matt Stanley independentbanker.org Q 17http://www.independentbanker.org