OCTOBER ƟǒƟǒ CURRENCIES Wilson Bank and Trust's award-winning nonprofi t support Q Good Reads: Ready to have the talk? Q The State of Banking: West Virginia's banking landscape Q The Ledger: Data breach breakdown Q History Lesson: How world currencies got their names CONNECTIONS 66 Trailblazer During the Paycheck Protection Program, Valley Bank of Nevada not only brought needed relief to customers, it also earned new ones 18 PORTFOLIO 18 Is a robo-advisor right for your bank? Robo-advisors can be a costeff ective way to off er new services 10 IN EVERY ISSUE 5 Flourish 7 From the Top 72 Out of Offi ce 72 20 Innovation Station ICBA's Charles Potts says new regtech platforms have big potential 21 Data analytics are boosting regtech's potential Community banks are using regtech to make compliance more eff icient 24 Leadership at All Levels ICBA's Lindsay LaNore has 20 ways to quickly improve your leadership 25 Compliance challenges for commercial lenders Commercial lenders can learn compliance from the consumer side 28 How to fight social engineering attacks This growing type of identity theft takes advantage of personal service 30 Portfolio Management State and local bond issuers are grappling with financial uncertainty Connect with ICBA 32 What regulators say about diversity Regulators are looking at banks' diversity and inclusion data 36 Checks & Balances ICBA is helping to shape legislation that aids minority banks and CDFIs facebook.com/icbaorg @icba linkedin.com/company/icba youtube.com/user/ communitybankchannel @banklocally @myicba 70 Community Spirit Two best friends and business partners were able to continue their work through a close relationship with Peach State Bank & Trust 70 2 Q ICBA Independent Banker Q October 2020http://www.facebook.com/icbaorg http://www.linkedin.com/company/icba http://www.youtube.com/user/