Independent Banker - October 2020 - 48
Valley Bancorp operates Oak
Valley Community Bank and its
Eastern Sierra Community Bank
division, serving six counties in
rural California.
Within its footprint, the poverty
level exceeds the national average
by up to roughly four percentage
points (15.6% in Stanislaus County
in 2018 versus a national average
of 11.8%), so much of the work it
does focuses on creating sustainable
social improvements in its
local environment.
For example, homelessness often
goes hand in hand with a high poverty
rate. In 2019, Stanislaus County faced
a record-high homelessness rate, with
nearly 2,000 unhoused people-an
increase of 42% on 2018.
To combat this trend, Oak Valley
Community Bank donated to
Modesto Gospel Mission to provide
resources that met immediate needs
but with an eye on future recovery.
Initiatives like life skills classes,
employment training and assistance,
addiction recovery and medical
clinics helped community members
get off the streets.
" Through in-person outreach, Oak
Valley strives to understand the needs
of the community in order to build
things up and make our communities
better, " Courtney says. " We don't
just treat the symptoms; we're
attempting to treat the root cause in
our communities. If we do that, we
have impact not just today but down
the road. "
Case in point: Oak Valley
Community Bank invests in
several community foundations,
including the Stanislaus Community
Foundation, a 501(c)(3) organization
in Modesto, Calif., dedicated to
improving the lives of Stanislaus
County residents. The community
bank has been supporting the
foundation's efforts to inject
operational support into the most
vulnerable organizations and
nonprofits in the area.
" I'm most proud of our work
Top: Employees of Hosparus Health Central Kentucky express their thanks to WesBanco for a
$3,500 Community Partner Relief Fund grant, which they used to buy PPE for their workers.
Bottom: WesBanco's city president for Kentucky's Heartland region presents a check to the
Elizabethtown Community & Technical College for its Student Emergency Fund.
with the Stanislaus Community
Foundation, " says Jose Sabala,
Oak Valley Community Bank's vice
president CRA officer. " They are
very innovative in the community
development world. We are
deeply proud of our community
revitalization efforts. "
Beyond these initiatives, the
bank has supported more than
1,600 community development
48 Q ICBA Independent Banker Q October 2020
service hours in support of other
community activities, including
bringing a financial literacy program
to six high schools within the bank's
assessment areas.
" It's about getting on the ground
and holding hands with your
community to see what you can do as
a community banker, " Sabala says.
" It's about uplifting the community
we serve. "
Independent Banker - October 2020
Table of Contents for the Digital Edition of Independent Banker - October 2020
Table of Contents
Independent Banker - October 2020 - Cover1
Independent Banker - October 2020 - Cover2
Independent Banker - October 2020 - Table of Contents
Independent Banker - October 2020 - 2
Independent Banker - October 2020 - 3
Independent Banker - October 2020 - 4
Independent Banker - October 2020 - 5
Independent Banker - October 2020 - 6
Independent Banker - October 2020 - 7
Independent Banker - October 2020 - 8
Independent Banker - October 2020 - 9
Independent Banker - October 2020 - 10
Independent Banker - October 2020 - 11
Independent Banker - October 2020 - 12
Independent Banker - October 2020 - 13
Independent Banker - October 2020 - 14
Independent Banker - October 2020 - 15
Independent Banker - October 2020 - 16
Independent Banker - October 2020 - 17
Independent Banker - October 2020 - 18
Independent Banker - October 2020 - 19
Independent Banker - October 2020 - 20
Independent Banker - October 2020 - 21
Independent Banker - October 2020 - 22
Independent Banker - October 2020 - 23
Independent Banker - October 2020 - 24
Independent Banker - October 2020 - 25
Independent Banker - October 2020 - 26
Independent Banker - October 2020 - 27
Independent Banker - October 2020 - 28
Independent Banker - October 2020 - 29
Independent Banker - October 2020 - 30
Independent Banker - October 2020 - 31
Independent Banker - October 2020 - 32
Independent Banker - October 2020 - 33
Independent Banker - October 2020 - 34
Independent Banker - October 2020 - 35
Independent Banker - October 2020 - 36
Independent Banker - October 2020 - 37
Independent Banker - October 2020 - 38
Independent Banker - October 2020 - 39
Independent Banker - October 2020 - 40
Independent Banker - October 2020 - 41
Independent Banker - October 2020 - 42
Independent Banker - October 2020 - 43
Independent Banker - October 2020 - 44
Independent Banker - October 2020 - 45
Independent Banker - October 2020 - 46
Independent Banker - October 2020 - 47
Independent Banker - October 2020 - 48
Independent Banker - October 2020 - 49
Independent Banker - October 2020 - 50
Independent Banker - October 2020 - 51
Independent Banker - October 2020 - 52
Independent Banker - October 2020 - 53
Independent Banker - October 2020 - 54
Independent Banker - October 2020 - 55
Independent Banker - October 2020 - 56
Independent Banker - October 2020 - 57
Independent Banker - October 2020 - 58
Independent Banker - October 2020 - 59
Independent Banker - October 2020 - 60
Independent Banker - October 2020 - 61
Independent Banker - October 2020 - 62
Independent Banker - October 2020 - 63
Independent Banker - October 2020 - 64
Independent Banker - October 2020 - 65
Independent Banker - October 2020 - 66
Independent Banker - October 2020 - 67
Independent Banker - October 2020 - 68
Independent Banker - October 2020 - 69
Independent Banker - October 2020 - 70
Independent Banker - October 2020 - 71
Independent Banker - October 2020 - 72
Independent Banker - October 2020 - Cover3
Independent Banker - October 2020 - Cover4
https://www.nxtbook.com/mspc/independentbanker/august2024
https://www.nxtbook.com/mspc/independentbanker/july2024
https://www.nxtbook.com/mspc/independentbanker/june2024
https://www.nxtbook.com/mspc/independentbanker/may2024
https://www.nxtbook.com/mspc/independentbanker/april2024
https://www.nxtbook.com/mspc/independentbanker/march2024
https://www.nxtbook.com/mspc/independentbanker/february2024
https://www.nxtbook.com/mspc/independentbanker/january2024
https://www.nxtbook.com/mspc/independentbanker/december2023
https://www.nxtbook.com/mspc/independentbanker/november2023
https://www.nxtbook.com/mspc/independentbanker/october2023
https://www.nxtbook.com/mspc/independentbanker/september2023
https://www.nxtbook.com/mspc/independentbanker/august2023
https://www.nxtbook.com/mspc/independentbanker/july2023
https://www.nxtbook.com/mspc/independentbanker/june2023
https://www.nxtbook.com/mspc/independentbanker/may2023
https://www.nxtbook.com/mspc/independentbanker/april2023
https://www.nxtbook.com/mspc/independentbanker/march2023
https://www.nxtbook.com/mspc/independentbanker/february2023
https://www.nxtbook.com/mspc/independentbanker/january2023
https://www.nxtbook.com/mspc/independentbanker/december2022
https://www.nxtbook.com/mspc/independentbanker/november2022
https://www.nxtbook.com/mspc/independentbanker/october2022
https://www.nxtbook.com/mspc/independentbanker/september2022
https://www.nxtbook.com/mspc/independentbanker/august2022
https://www.nxtbook.com/mspc/independentbanker/july2022
https://www.nxtbook.com/mspc/independentbanker/june2022
https://www.nxtbook.com/mspc/independentbanker/may2022
https://www.nxtbook.com/mspc/independentbanker/april2022
https://www.nxtbook.com/mspc/independentbanker/march2022
https://www.nxtbook.com/mspc/independentbanker/february2022
https://www.nxtbook.com/mspc/independentbanker/january2022
https://www.nxtbook.com/mspc/independentbanker/december2021
https://www.nxtbook.com/mspc/independentbanker/november2021
https://www.nxtbook.com/mspc/independentbanker/october2021
https://www.nxtbook.com/mspc/independentbanker/september2021
https://www.nxtbook.com/mspc/independentbanker/august2021
https://www.nxtbook.com/mspc/independentbanker/july2021
https://www.nxtbook.com/mspc/independentbanker/june2021
https://www.nxtbook.com/mspc/independentbanker/may2021
https://www.nxtbook.com/mspc/independentbanker/april2021
https://www.nxtbook.com/mspc/independentbanker/march2021
https://www.nxtbook.com/mspc/independentbanker/february2021
https://www.nxtbook.com/mspc/independentbanker/january2021
https://www.nxtbook.com/mspc/independentbanker/december2020
https://www.nxtbook.com/mspc/independentbanker/november2020
https://www.nxtbook.com/mspc/independentbanker/october2020
https://www.nxtbook.com/mspc/independentbanker/september2020
https://www.nxtbook.com/mspc/independentbanker/august2020
https://www.nxtbook.com/mspc/independentbanker/july2020
https://www.nxtbook.com/mspc/independentbanker/june2020
https://www.nxtbook.com/mspc/independentbanker/may2020
https://www.nxtbook.com/mspc/independentbanker/april2020
https://www.nxtbook.com/mspc/independentbanker/march2020
https://www.nxtbook.com/mspc/independentbanker/february2020
https://www.nxtbook.com/mspc/independentbanker/january2020
https://www.nxtbook.com/mspc/independentbanker/december2019
https://www.nxtbook.com/mspc/independentbanker/november2019
https://www.nxtbook.com/mspc/independentbanker/october2019
https://www.nxtbook.com/mspc/independentbanker/september2019
https://www.nxtbook.com/mspc/independentbanker/august2019
https://www.nxtbook.com/mspc/independentbanker/july2019
https://www.nxtbook.com/mspc/independentbanker/june2019
https://www.nxtbook.com/mspc/independentbanker/may2019
https://www.nxtbook.com/mspc/independentbanker/april2019
https://www.nxtbook.com/mspc/independentbanker/march2019
https://www.nxtbook.com/mspc/independentbanker/february2019
https://www.nxtbook.com/mspc/independentbanker/january2019
https://www.nxtbook.com/mspc/independentbanker/december2018
https://www.nxtbook.com/mspc/independentbanker/november2018
https://www.nxtbook.com/mspc/independentbanker/october2018
https://www.nxtbook.com/mspc/independentbanker/september2018
https://www.nxtbook.com/mspc/independentbanker/august2018
https://www.nxtbook.com/mspc/independentbanker/july2018
https://www.nxtbook.com/mspc/independentbanker/june2018
https://www.nxtbook.com/mspc/independentbanker/may2018
https://www.nxtbook.com/mspc/independentbanker/april2018
https://www.nxtbook.com/mspc/independentbanker/march2018
https://www.nxtbook.com/mspc/independentbanker/february2018
https://www.nxtbook.com/mspc/independentbanker/january2018
https://www.nxtbook.com/mspc/independentbanker/december2017
https://www.nxtbook.com/mspc/independentbanker/november2017
https://www.nxtbook.com/mspc/independentbanker/october2017
https://www.nxtbook.com/mspc/independentbanker/september2017
https://www.nxtbook.com/mspc/independentbanker/august2017
https://www.nxtbook.com/mspc/independentbanker/july2017
https://www.nxtbook.com/mspc/independentbanker/june2017
https://www.nxtbook.com/mspc/independentbanker/may2017
https://www.nxtbook.com/mspc/independentbanker/april2017
https://www.nxtbookmedia.com