THE STATE OF BANKING Colorado 74 banking institutions Total assets: $77.5 billion The Denver, Aurora and Lakewood, Colo., area has the largest deposit market with $107.1 billion in deposits Median ROA: 1.26% Commercial real estate has the highest loan concentration at 215% Source: FDIC Q1 2021 statistics QUICK STAT 2 in 5 U.S. adults named financial services as an industry in which trust is most important to them Source: 2021 Morning Consult report