CURRENCIES Bite-sized information and inspiration for community bankers Inside jobs Internal actors, including bank employees, caused 44% of breaches in the financial services industry this past year, mostly by accident Read more about how breaches happen-including who's behind them and how long they take to discover-on page 14 d independentbanker.org Q 9 Photo by Martà Sans / Stocksyhttp://www.independentbanker.org