Independent Banker - September 2017 - 5

From the Chairman
By Scott Heitkamp, chairman of ICBA
Planning for success
I
Now is a great time to think
about your strategic vision,
consider new ideas and see
how your community bank
stacks up.
Congress return to Washington from their summer
recess. But we should also take a moment
to pause and look at our own community banks.
What is going well? What could we do better?
Are we measuring up to our strategic goals? Are
we planning for the future?
These are all questions that community bank
leaders think about daily (if not hourly), but I
encourage you to use this time, as we get back
into the groove following the summer months,
to really think about what you can do to make
your community bank even better. Is it leveraging
technology in a new and exciting way? Is it
educating your future leaders by sending them
to ICBA's LEAD FWD Summit in November?
The opportunities run the gamut.
And that's how we need to look at these
things-as opportunities.
Now is a great time to think about your
strategic vision, consider new ideas and see
hope you all had a great summer. Hopefully,
you got some well-deserved R&R following
a very busy fi rst half of 2017. We'll certainly
need all the energy we can muster for the fall,
which is shaping up to be an incredibly important
time for our industry. That's why you'll see
so many references to grassroots support for
the CLEAR Relief Act throughout this issue of
Independent Banker.
Advocacy continues to be a hot-button issue
for the industry, and we'll all need to renew our
push for sensible regulatory relief as members of
how your community bank stacks up. Take,
for instance, succession planning. If you don't
already have a succession plan in place, or
don't even know where to begin, this issue of
Independent Banker is for you. Even if you do, I
bet you can learn something new. This month's
story on succession planning on page 32 outlines
how successful community banks are threading
this needle; we even hear from a community
bank that is moving from four co-presidents to a
single CEO.
If you're in a real rush, there's a sidebar that
sums it up, with fi ve hallmarks of a truly strategic
succession plan.
It's all truly fascinating from a business
perspective-not just in terms of succession
planning, which is something that is so pivotal
for this time in our industry, but also for technology
and other opportunities that can help us
better serve our customers and create new ways
to be more effi cient and robust.
As I travel around the country and meet with
ICBA members, I love to hear about all of the
ways community banks are planning for the
future and making their banks even better. As
your ICBA chairman and as a fellow community
banker, I know that you are all incredible leaders
who want to do what's right for your community
banks, your staff, your customers and the communities
you serve.
I'm so proud to be one of you, and I'm so
proud that we are all in this together, with ICBA
right there with us. Together we can turn any
challenge into an opportunity with the right attitude,
the right support and the right planning.
R. Scott Heitkamp is president and
CEO of ValueBank Texas in Corpus
Christi. Follow him on Twitter,
@sheitkamp.
independentbanker.org
ICBA IndependentBanker 5
http://www.qmags.com/clickthrough.asp?url=www.independentbanker.org&id=20343&adid=P5E1

Independent Banker - September 2017

Table of Contents for the Digital Edition of Independent Banker - September 2017

Table of Contents
Independent Banker - September 2017 - Intro
Independent Banker - September 2017 - Cover1
Independent Banker - September 2017 - Cover2
Independent Banker - September 2017 - Table of Contents
Independent Banker - September 2017 - 2
Independent Banker - September 2017 - 3
Independent Banker - September 2017 - 4
Independent Banker - September 2017 - 5
Independent Banker - September 2017 - 6
Independent Banker - September 2017 - 7
Independent Banker - September 2017 - 8
Independent Banker - September 2017 - 9
Independent Banker - September 2017 - 10
Independent Banker - September 2017 - 11
Independent Banker - September 2017 - 12
Independent Banker - September 2017 - 13
Independent Banker - September 2017 - 14
Independent Banker - September 2017 - 15
Independent Banker - September 2017 - 16
Independent Banker - September 2017 - 17
Independent Banker - September 2017 - 18
Independent Banker - September 2017 - 19
Independent Banker - September 2017 - 20
Independent Banker - September 2017 - 21
Independent Banker - September 2017 - 22
Independent Banker - September 2017 - 23
Independent Banker - September 2017 - 24
Independent Banker - September 2017 - 25
Independent Banker - September 2017 - 26
Independent Banker - September 2017 - 27
Independent Banker - September 2017 - 28
Independent Banker - September 2017 - 29
Independent Banker - September 2017 - 30
Independent Banker - September 2017 - 31
Independent Banker - September 2017 - 32
Independent Banker - September 2017 - 33
Independent Banker - September 2017 - 34
Independent Banker - September 2017 - 35
Independent Banker - September 2017 - 36
Independent Banker - September 2017 - 37
Independent Banker - September 2017 - 38
Independent Banker - September 2017 - 39
Independent Banker - September 2017 - 40
Independent Banker - September 2017 - 41
Independent Banker - September 2017 - 42
Independent Banker - September 2017 - 43
Independent Banker - September 2017 - 44
Independent Banker - September 2017 - 45
Independent Banker - September 2017 - 46
Independent Banker - September 2017 - 47
Independent Banker - September 2017 - 48
Independent Banker - September 2017 - 49
Independent Banker - September 2017 - 50
Independent Banker - September 2017 - 51
Independent Banker - September 2017 - 52
Independent Banker - September 2017 - 53
Independent Banker - September 2017 - 54
Independent Banker - September 2017 - 55
Independent Banker - September 2017 - 56
Independent Banker - September 2017 - 57
Independent Banker - September 2017 - 58
Independent Banker - September 2017 - 59
Independent Banker - September 2017 - 60
Independent Banker - September 2017 - 61
Independent Banker - September 2017 - 62
Independent Banker - September 2017 - 63
Independent Banker - September 2017 - 64
Independent Banker - September 2017 - 65
Independent Banker - September 2017 - 66
Independent Banker - September 2017 - 67
Independent Banker - September 2017 - 68
Independent Banker - September 2017 - 69
Independent Banker - September 2017 - 70
Independent Banker - September 2017 - 71
Independent Banker - September 2017 - 72
Independent Banker - September 2017 - 73
Independent Banker - September 2017 - 74
Independent Banker - September 2017 - 75
Independent Banker - September 2017 - 76
Independent Banker - September 2017 - Cover3
Independent Banker - September 2017 - Cover4
https://www.nxtbook.com/mspc/independentbanker/december2024
https://www.nxtbook.com/mspc/independentbanker/november2024
https://www.nxtbook.com/mspc/independentbanker/october2024
https://www.nxtbook.com/mspc/independentbanker/september2024
https://www.nxtbook.com/mspc/independentbanker/august2024
https://www.nxtbook.com/mspc/independentbanker/july2024
https://www.nxtbook.com/mspc/independentbanker/june2024
https://www.nxtbook.com/mspc/independentbanker/may2024
https://www.nxtbook.com/mspc/independentbanker/april2024
https://www.nxtbook.com/mspc/independentbanker/march2024
https://www.nxtbook.com/mspc/independentbanker/february2024
https://www.nxtbook.com/mspc/independentbanker/january2024
https://www.nxtbook.com/mspc/independentbanker/december2023
https://www.nxtbook.com/mspc/independentbanker/november2023
https://www.nxtbook.com/mspc/independentbanker/october2023
https://www.nxtbook.com/mspc/independentbanker/september2023
https://www.nxtbook.com/mspc/independentbanker/august2023
https://www.nxtbook.com/mspc/independentbanker/july2023
https://www.nxtbook.com/mspc/independentbanker/june2023
https://www.nxtbook.com/mspc/independentbanker/may2023
https://www.nxtbook.com/mspc/independentbanker/april2023
https://www.nxtbook.com/mspc/independentbanker/march2023
https://www.nxtbook.com/mspc/independentbanker/february2023
https://www.nxtbook.com/mspc/independentbanker/january2023
https://www.nxtbook.com/mspc/independentbanker/december2022
https://www.nxtbook.com/mspc/independentbanker/november2022
https://www.nxtbook.com/mspc/independentbanker/october2022
https://www.nxtbook.com/mspc/independentbanker/september2022
https://www.nxtbook.com/mspc/independentbanker/august2022
https://www.nxtbook.com/mspc/independentbanker/july2022
https://www.nxtbook.com/mspc/independentbanker/june2022
https://www.nxtbook.com/mspc/independentbanker/may2022
https://www.nxtbook.com/mspc/independentbanker/april2022
https://www.nxtbook.com/mspc/independentbanker/march2022
https://www.nxtbook.com/mspc/independentbanker/february2022
https://www.nxtbook.com/mspc/independentbanker/january2022
https://www.nxtbook.com/mspc/independentbanker/december2021
https://www.nxtbook.com/mspc/independentbanker/november2021
https://www.nxtbook.com/mspc/independentbanker/october2021
https://www.nxtbook.com/mspc/independentbanker/september2021
https://www.nxtbook.com/mspc/independentbanker/august2021
https://www.nxtbook.com/mspc/independentbanker/july2021
https://www.nxtbook.com/mspc/independentbanker/june2021
https://www.nxtbook.com/mspc/independentbanker/may2021
https://www.nxtbook.com/mspc/independentbanker/april2021
https://www.nxtbook.com/mspc/independentbanker/march2021
https://www.nxtbook.com/mspc/independentbanker/february2021
https://www.nxtbook.com/mspc/independentbanker/january2021
https://www.nxtbook.com/mspc/independentbanker/december2020
https://www.nxtbook.com/mspc/independentbanker/november2020
https://www.nxtbook.com/mspc/independentbanker/october2020
https://www.nxtbook.com/mspc/independentbanker/september2020
https://www.nxtbook.com/mspc/independentbanker/august2020
https://www.nxtbook.com/mspc/independentbanker/july2020
https://www.nxtbook.com/mspc/independentbanker/june2020
https://www.nxtbook.com/mspc/independentbanker/may2020
https://www.nxtbook.com/mspc/independentbanker/april2020
https://www.nxtbook.com/mspc/independentbanker/march2020
https://www.nxtbook.com/mspc/independentbanker/february2020
https://www.nxtbook.com/mspc/independentbanker/january2020
https://www.nxtbook.com/mspc/independentbanker/december2019
https://www.nxtbook.com/mspc/independentbanker/november2019
https://www.nxtbook.com/mspc/independentbanker/october2019
https://www.nxtbook.com/mspc/independentbanker/september2019
https://www.nxtbook.com/mspc/independentbanker/august2019
https://www.nxtbook.com/mspc/independentbanker/july2019
https://www.nxtbook.com/mspc/independentbanker/june2019
https://www.nxtbook.com/mspc/independentbanker/may2019
https://www.nxtbook.com/mspc/independentbanker/april2019
https://www.nxtbook.com/mspc/independentbanker/march2019
https://www.nxtbook.com/mspc/independentbanker/february2019
https://www.nxtbook.com/mspc/independentbanker/january2019
https://www.nxtbook.com/mspc/independentbanker/december2018
https://www.nxtbook.com/mspc/independentbanker/november2018
https://www.nxtbook.com/mspc/independentbanker/october2018
https://www.nxtbook.com/mspc/independentbanker/september2018
https://www.nxtbook.com/mspc/independentbanker/august2018
https://www.nxtbook.com/mspc/independentbanker/july2018
https://www.nxtbook.com/mspc/independentbanker/june2018
https://www.nxtbook.com/mspc/independentbanker/may2018
https://www.nxtbook.com/mspc/independentbanker/april2018
https://www.nxtbook.com/mspc/independentbanker/march2018
https://www.nxtbook.com/mspc/independentbanker/february2018
https://www.nxtbook.com/mspc/independentbanker/january2018
https://www.nxtbook.com/mspc/independentbanker/december2017
https://www.nxtbook.com/mspc/independentbanker/november2017
https://www.nxtbook.com/mspc/independentbanker/october2017
https://www.nxtbook.com/mspc/independentbanker/september2017
https://www.nxtbook.com/mspc/independentbanker/august2017
https://www.nxtbook.com/mspc/independentbanker/july2017
https://www.nxtbook.com/mspc/independentbanker/june2017
https://www.nxtbook.com/mspc/independentbanker/may2017
https://www.nxtbook.com/mspc/independentbanker/april2017
https://www.nxtbookmedia.com