Independent Banker - September 2024 - 66

CONNECTIONS COMMUNITY SPIRIT
Joining forces to support
affordable housing initiatives
Umpqua Bank and the Federal Home Loan Bank of Des Moines recently partnered to award
$160,000 in grant money to 13 affordable housing nonprofits in Oregon. By Taylor Hugo
Umpqua Bank gave a grant
to environmental justice
organization Central City
Concern to further projects
like its solar panel installation.
mpqua Bank in Lake Oswego,
Ore., has a long history of
supporting unhoused populations
in the communities it serves. Over
the years, it's done everything from
helping underserved individuals
purchase their first homes to
lending with the goal of activating
more affordable housing projects
throughout its eight-state footprint.
When the $50 billion-asset
community bank had an opportunity
to partner with the Federal Home
U
Loan Bank (FHLB) of Des Moines
to award grants to nonprofits that
support access to affordable housing,
the partnership " was a no-brainer, "
says Brenden Butler, impact officer at
Umpqua Bank.
" Every state is struggling with
housing, whether it's basic shelter,
affordable housing or first-time
homeownership, " he says. " This
[grant] is such a big opportunity to
address that, and it's going to take
folks in all different sectors to do it. "
66 // ICBA Independent Banker // September 2024
Hitting close to home
Oregon has one of the largest
homeless populations in the country,
with an estimated 20,142 unhoused
people, according to the U.S.
Department of Housing and Urban
Development (HUD) 2023 Annual
Homelessness Assessment Report to
Congress. Of that number, 13,004-or
65%-are unsheltered. HUD defines
" unsheltered " as " people whose
primary nighttime location is a public
or private place not designated for, or

Independent Banker - September 2024

Table of Contents for the Digital Edition of Independent Banker - September 2024

Contents
Independent Banker - September 2024 - Cover1
Independent Banker - September 2024 - Cover2
Independent Banker - September 2024 - Contents
Independent Banker - September 2024 - 2
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