Independent Banker - September 2024 - 8

Banking changes.
Our commitment to you never does.
1890
Travelers begins
to offer Financial
Institutions coverage
1964
Travelers becomes one
of the first domestic
markets to write
Directors & Officers
Liability insurance
1999
Travelers brings its
Identity Fraud Expense
Reimbursement
coverage to market
2011
Travelers CyberRisk
coverage is introduced
to the market
2024
Travelers and the ICBA
Insurance Program's
Policyholder Safety
Group Dividend plan
has been paid for
22 consecutive years
Dividend payouts have been
over $80 million since the
program began in 1983.
Throughout our long history, we've stayed focused on keeping community banks
on the cutting edge. We do this with industry-leading specialists, expertise and
offerings - all backed with local banking knowledge.
Learn more at travelers.com/business-insurance/financial-institutions
travelers.com
Travelers Casualty and Surety Company of America and its property casualty affiliates. One Tower Square, Hartford, CT 06183
This material does not amend, or otherwise affect, the provisions or coverages of any insurance policy or bond issued by Travelers. It is not a representation that coverage does or does
not exist for any particular claim or loss under any such policy or bond. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions,
and any applicable law. Availability of coverages referenced in this document may depend on underwriting qualifications and state regulations.
© 2024 The Travelers Indemnity Company. All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S.
and other countries. CP-9620 Rev. 3-24
http://www.travelers.com/business-insurance/financial-institutions http://www.travelers.com

Independent Banker - September 2024

Table of Contents for the Digital Edition of Independent Banker - September 2024

Contents
Independent Banker - September 2024 - Cover1
Independent Banker - September 2024 - Cover2
Independent Banker - September 2024 - Contents
Independent Banker - September 2024 - 2
Independent Banker - September 2024 - 3
Independent Banker - September 2024 - 4
Independent Banker - September 2024 - 5
Independent Banker - September 2024 - 6
Independent Banker - September 2024 - 7
Independent Banker - September 2024 - 8
Independent Banker - September 2024 - 9
Independent Banker - September 2024 - 10
Independent Banker - September 2024 - 11
Independent Banker - September 2024 - 12
Independent Banker - September 2024 - 13
Independent Banker - September 2024 - 14
Independent Banker - September 2024 - 15
Independent Banker - September 2024 - 16
Independent Banker - September 2024 - 17
Independent Banker - September 2024 - 18
Independent Banker - September 2024 - 19
Independent Banker - September 2024 - 20
Independent Banker - September 2024 - 21
Independent Banker - September 2024 - 22
Independent Banker - September 2024 - 23
Independent Banker - September 2024 - 24
Independent Banker - September 2024 - 25
Independent Banker - September 2024 - 26
Independent Banker - September 2024 - 27
Independent Banker - September 2024 - 28
Independent Banker - September 2024 - 29
Independent Banker - September 2024 - 30
Independent Banker - September 2024 - 31
Independent Banker - September 2024 - 32
Independent Banker - September 2024 - 33
Independent Banker - September 2024 - 34
Independent Banker - September 2024 - 35
Independent Banker - September 2024 - 36
Independent Banker - September 2024 - 37
Independent Banker - September 2024 - 38
Independent Banker - September 2024 - 39
Independent Banker - September 2024 - 40
Independent Banker - September 2024 - 41
Independent Banker - September 2024 - 42
Independent Banker - September 2024 - 43
Independent Banker - September 2024 - 44
Independent Banker - September 2024 - 45
Independent Banker - September 2024 - 46
Independent Banker - September 2024 - 47
Independent Banker - September 2024 - 48
Independent Banker - September 2024 - 49
Independent Banker - September 2024 - 50
Independent Banker - September 2024 - 51
Independent Banker - September 2024 - 52
Independent Banker - September 2024 - 53
Independent Banker - September 2024 - 54
Independent Banker - September 2024 - 55
Independent Banker - September 2024 - 56
Independent Banker - September 2024 - 57
Independent Banker - September 2024 - 58
Independent Banker - September 2024 - 59
Independent Banker - September 2024 - 60
Independent Banker - September 2024 - 61
Independent Banker - September 2024 - 62
Independent Banker - September 2024 - 63
Independent Banker - September 2024 - 64
Independent Banker - September 2024 - 65
Independent Banker - September 2024 - 66
Independent Banker - September 2024 - 67
Independent Banker - September 2024 - 68
Independent Banker - September 2024 - 69
Independent Banker - September 2024 - 70
Independent Banker - September 2024 - 71
Independent Banker - September 2024 - 72
Independent Banker - September 2024 - Cover3
Independent Banker - September 2024 - Cover4
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https://www.nxtbook.com/mspc/independentbanker/november2024
https://www.nxtbook.com/mspc/independentbanker/october2024
https://www.nxtbook.com/mspc/independentbanker/september2024
https://www.nxtbook.com/mspc/independentbanker/august2024
https://www.nxtbook.com/mspc/independentbanker/july2024
https://www.nxtbook.com/mspc/independentbanker/june2024
https://www.nxtbook.com/mspc/independentbanker/may2024
https://www.nxtbook.com/mspc/independentbanker/april2024
https://www.nxtbook.com/mspc/independentbanker/march2024
https://www.nxtbook.com/mspc/independentbanker/february2024
https://www.nxtbook.com/mspc/independentbanker/january2024
https://www.nxtbook.com/mspc/independentbanker/december2023
https://www.nxtbook.com/mspc/independentbanker/november2023
https://www.nxtbook.com/mspc/independentbanker/october2023
https://www.nxtbook.com/mspc/independentbanker/september2023
https://www.nxtbook.com/mspc/independentbanker/august2023
https://www.nxtbook.com/mspc/independentbanker/july2023
https://www.nxtbook.com/mspc/independentbanker/june2023
https://www.nxtbook.com/mspc/independentbanker/may2023
https://www.nxtbook.com/mspc/independentbanker/april2023
https://www.nxtbook.com/mspc/independentbanker/march2023
https://www.nxtbook.com/mspc/independentbanker/february2023
https://www.nxtbook.com/mspc/independentbanker/january2023
https://www.nxtbook.com/mspc/independentbanker/december2022
https://www.nxtbook.com/mspc/independentbanker/november2022
https://www.nxtbook.com/mspc/independentbanker/october2022
https://www.nxtbook.com/mspc/independentbanker/september2022
https://www.nxtbook.com/mspc/independentbanker/august2022
https://www.nxtbook.com/mspc/independentbanker/july2022
https://www.nxtbook.com/mspc/independentbanker/june2022
https://www.nxtbook.com/mspc/independentbanker/may2022
https://www.nxtbook.com/mspc/independentbanker/april2022
https://www.nxtbook.com/mspc/independentbanker/march2022
https://www.nxtbook.com/mspc/independentbanker/february2022
https://www.nxtbook.com/mspc/independentbanker/january2022
https://www.nxtbook.com/mspc/independentbanker/december2021
https://www.nxtbook.com/mspc/independentbanker/november2021
https://www.nxtbook.com/mspc/independentbanker/october2021
https://www.nxtbook.com/mspc/independentbanker/september2021
https://www.nxtbook.com/mspc/independentbanker/august2021
https://www.nxtbook.com/mspc/independentbanker/july2021
https://www.nxtbook.com/mspc/independentbanker/june2021
https://www.nxtbook.com/mspc/independentbanker/may2021
https://www.nxtbook.com/mspc/independentbanker/april2021
https://www.nxtbook.com/mspc/independentbanker/march2021
https://www.nxtbook.com/mspc/independentbanker/february2021
https://www.nxtbook.com/mspc/independentbanker/january2021
https://www.nxtbook.com/mspc/independentbanker/december2020
https://www.nxtbook.com/mspc/independentbanker/november2020
https://www.nxtbook.com/mspc/independentbanker/october2020
https://www.nxtbook.com/mspc/independentbanker/september2020
https://www.nxtbook.com/mspc/independentbanker/august2020
https://www.nxtbook.com/mspc/independentbanker/july2020
https://www.nxtbook.com/mspc/independentbanker/june2020
https://www.nxtbook.com/mspc/independentbanker/may2020
https://www.nxtbook.com/mspc/independentbanker/april2020
https://www.nxtbook.com/mspc/independentbanker/march2020
https://www.nxtbook.com/mspc/independentbanker/february2020
https://www.nxtbook.com/mspc/independentbanker/january2020
https://www.nxtbook.com/mspc/independentbanker/december2019
https://www.nxtbook.com/mspc/independentbanker/november2019
https://www.nxtbook.com/mspc/independentbanker/october2019
https://www.nxtbook.com/mspc/independentbanker/september2019
https://www.nxtbook.com/mspc/independentbanker/august2019
https://www.nxtbook.com/mspc/independentbanker/july2019
https://www.nxtbook.com/mspc/independentbanker/june2019
https://www.nxtbook.com/mspc/independentbanker/may2019
https://www.nxtbook.com/mspc/independentbanker/april2019
https://www.nxtbook.com/mspc/independentbanker/march2019
https://www.nxtbook.com/mspc/independentbanker/february2019
https://www.nxtbook.com/mspc/independentbanker/january2019
https://www.nxtbook.com/mspc/independentbanker/december2018
https://www.nxtbook.com/mspc/independentbanker/november2018
https://www.nxtbook.com/mspc/independentbanker/october2018
https://www.nxtbook.com/mspc/independentbanker/september2018
https://www.nxtbook.com/mspc/independentbanker/august2018
https://www.nxtbook.com/mspc/independentbanker/july2018
https://www.nxtbook.com/mspc/independentbanker/june2018
https://www.nxtbook.com/mspc/independentbanker/may2018
https://www.nxtbook.com/mspc/independentbanker/april2018
https://www.nxtbook.com/mspc/independentbanker/march2018
https://www.nxtbook.com/mspc/independentbanker/february2018
https://www.nxtbook.com/mspc/independentbanker/january2018
https://www.nxtbook.com/mspc/independentbanker/december2017
https://www.nxtbook.com/mspc/independentbanker/november2017
https://www.nxtbook.com/mspc/independentbanker/october2017
https://www.nxtbook.com/mspc/independentbanker/september2017
https://www.nxtbook.com/mspc/independentbanker/august2017
https://www.nxtbook.com/mspc/independentbanker/july2017
https://www.nxtbook.com/mspc/independentbanker/june2017
https://www.nxtbook.com/mspc/independentbanker/may2017
https://www.nxtbook.com/mspc/independentbanker/april2017
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