Viking Magazine - January 2012 - 67

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Solutions for you + your family
" The first thing to do is recognize
what it is you wish you
did differently, " she says. " Take
last year's credit card statement
and highlight what you wish you
hadn't done. "
Identify one or two bad habits
that are preventing you from
getting what you really want
from your money. Look for patterns
of eating out at expensive
restaurants or impulse buys at
the mall. Once you add up how
much you could have saved by
avoiding these purchases, it can
be a big motivator for changing
behavior, Craigie says.
@>C< ?6CJ6GN '%&'
long with exercising
and losing weight,
finances are at the
top of the list when it comes to
making improvements with New
Year's resolutions.
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Money management keeps reappearing
as a goal because many
don't have a good system, says
Carol Craigie, a certified financial
planner and owner of Fiscal Fitness
Clubs of America in Denver.
Consider who you shop with
that might be a bad influence
or times when you might
buy something for emotional
reasons. Recognize that your
actions may not match your
goals of paying down your
credit cards or savings for a
grandchild's education. Replace
those bad habits with something
positive. Sometimes working
with a financial planning professional
can give you an outside
view and help you review your
progress and stay on track.
Craigie suggests the following
financial New Year's resolutions:
1
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ÈcVcX^Va ^hhjZh#
" We trade our life energy for
money. Then we ignore what we
do with it, " Craigie says. Time
each month can allow you to
do a systematic review of your
finances. Make a net worth state

Viking Magazine - January 2012

Table of Contents for the Digital Edition of Viking Magazine - January 2012

Contents
Viking Magazine - January 2012 - Cover2
Viking Magazine - January 2012 - Cover1
Viking Magazine - January 2012 - 4
Viking Magazine - January 2012 - Contents
Viking Magazine - January 2012 - 6
Viking Magazine - January 2012 - 5
Viking Magazine - January 2012 - 7
Viking Magazine - January 2012 - 8
Viking Magazine - January 2012 - 9
Viking Magazine - January 2012 - 10
Viking Magazine - January 2012 - 11
Viking Magazine - January 2012 - 12
Viking Magazine - January 2012 - 13
Viking Magazine - January 2012 - 14
Viking Magazine - January 2012 - 16
Viking Magazine - January 2012 - 15
Viking Magazine - January 2012 - 17
Viking Magazine - January 2012 - 18
Viking Magazine - January 2012 - 19
Viking Magazine - January 2012 - 20
Viking Magazine - January 2012 - 22
Viking Magazine - January 2012 - 21
Viking Magazine - January 2012 - 23
Viking Magazine - January 2012 - 24
Viking Magazine - January 2012 - 25
Viking Magazine - January 2012 - 26
Viking Magazine - January 2012 - 28
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Viking Magazine - January 2012 - 30
Viking Magazine - January 2012 - 29
Viking Magazine - January 2012 - 32
Viking Magazine - January 2012 - 31
Viking Magazine - January 2012 - 33
Viking Magazine - January 2012 - 34
Viking Magazine - January 2012 - 36
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Viking Magazine - January 2012 - 41
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Viking Magazine - January 2012 - Cover4
Viking Magazine - January 2012 - Cover3
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