Viking Magazine - August 2012 - 26

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Solutions for you + your family
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L
hen it comes to
managing money, our
actions don't always
match our intentions.
We know it's better to save
than spend, but it can be so
much more fun to buy. We know
we should get organized with our
fi nances, but we're just so busy.
Most everyone has made some
money mistakes. Here is some
advice from experts about how
to avoid some common pitfalls
and get on the right track.
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" One reason people procrastinate
is because the issue seems too
big, " says William R. Driscoll,
a certifi ed fi nancial planner and
owner of Driscoll Financial, in
Plymouth, Mass. " In terms of
planning for the future, try to
break it into smaller chunks. "
For instance, you may put off
opening an individual retirement
account because you don't
have $5,000. Start by setting the
goal to save that amount over
the course of a year and sign up
for an automatic contribution
plan to make it easier, suggests
Driscoll. If you can't manage
to get out from debt, pay just
a little bit more each month to
slowly improve your situation.
Sometimes the impasse occurs
when members of a couple disagree
on fi nancial issues-opposites
often do attract. " Figure out
where you can agree and both
move to a middle ground, " he
says. " When you focus on what
you can agree on, it undercuts
reasons for procrastination. "
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26 K>@>C< 6J


Viking Magazine - August 2012

Table of Contents for the Digital Edition of Viking Magazine - August 2012

Contents
Viking Magazine - August 2012 - Cover1
Viking Magazine - August 2012 - Cover2
Viking Magazine - August 2012 - Contents
Viking Magazine - August 2012 - 4
Viking Magazine - August 2012 - 5
Viking Magazine - August 2012 - 6
Viking Magazine - August 2012 - 7
Viking Magazine - August 2012 - 8
Viking Magazine - August 2012 - 9
Viking Magazine - August 2012 - 10
Viking Magazine - August 2012 - 11
Viking Magazine - August 2012 - 12
Viking Magazine - August 2012 - 13
Viking Magazine - August 2012 - 14
Viking Magazine - August 2012 - 15
Viking Magazine - August 2012 - 16
Viking Magazine - August 2012 - 17
Viking Magazine - August 2012 - 18
Viking Magazine - August 2012 - 19
Viking Magazine - August 2012 - 20
Viking Magazine - August 2012 - 21
Viking Magazine - August 2012 - 22
Viking Magazine - August 2012 - 23
Viking Magazine - August 2012 - 24
Viking Magazine - August 2012 - 25
Viking Magazine - August 2012 - 26
Viking Magazine - August 2012 - 27
Viking Magazine - August 2012 - 28
Viking Magazine - August 2012 - 29
Viking Magazine - August 2012 - 30
Viking Magazine - August 2012 - 31
Viking Magazine - August 2012 - 32
Viking Magazine - August 2012 - 33
Viking Magazine - August 2012 - 34
Viking Magazine - August 2012 - 35
Viking Magazine - August 2012 - 36
Viking Magazine - August 2012 - 37
Viking Magazine - August 2012 - 38
Viking Magazine - August 2012 - 39
Viking Magazine - August 2012 - 40
Viking Magazine - August 2012 - 41
Viking Magazine - August 2012 - 42
Viking Magazine - August 2012 - 43
Viking Magazine - August 2012 - 44
Viking Magazine - August 2012 - 45
Viking Magazine - August 2012 - 46
Viking Magazine - August 2012 - Cover3
Viking Magazine - August 2012 - Cover4
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