Viking Magazine - September 2013 - 26

Finance
Solutions for you + your family
lO Questions
for Your FBC
A little forethought and planning can lead to a more productive
meeting with your Financial Benefits Counselor. BY CARALEE ADAMS
A
1
s you make decisions
about investments,
saving for college or
planning your retirement, it
can be useful to consult with
an outside expert. Putting
some thought into what you
want to learn or achieve before
getting together can make
for a richer, more productive
discussion. Before sitting down
with your Sons of Norway
Financial Benefits Counselor,
here are some examples of
questions to ask.
What does a financial
check-up entail?
This one-on-one meeting
with your FBC is a chance to
discuss your financial goals
and objectives, says Arlene
Mills, a FBC with Sons of
Norway in Maple Grove,
Minn. To get a clear picture
of your situation, you will be
asked a number of questions
regarding your financial goals
and objectives, along with your
current financial status. This
information will help determine
what changes are needed in
26 VIKING SEPTEMBER 2013
your current financial plan to
meet your goals.
2
How much money
will my family need
when I die?
This estimate is tied to your
financial check-up and often is
something families underestimate.
You need to take into account
income replacement, your
lifestyle, wishes about funding
college education and any special
needs of your children. Once an
analysis is complete, you and
your FBC can come up with an
amount to help determine how
much life insurance you need. If
you have small children, Mills
suggests both spouses have the
same amount of coverage.
3
What would you
recommend buying:
term or permanent
insurance?
" Based on the findings of
your review and your needs,
it depends on what you can
comfortably afford, " says Len
Carlson, director of agencies
for Sons of Norway. With
sonsofnorway.com

http://www.sonsofnorway.com

Viking Magazine - September 2013

Table of Contents for the Digital Edition of Viking Magazine - September 2013

Contents
Viking Magazine - September 2013 - Cover1
Viking Magazine - September 2013 - Cover2
Viking Magazine - September 2013 - Contents
Viking Magazine - September 2013 - 4
Viking Magazine - September 2013 - 5
Viking Magazine - September 2013 - 6
Viking Magazine - September 2013 - 7
Viking Magazine - September 2013 - 8
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Viking Magazine - September 2013 - 10
Viking Magazine - September 2013 - 11
Viking Magazine - September 2013 - 12
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Viking Magazine - September 2013 - 14
Viking Magazine - September 2013 - 15
Viking Magazine - September 2013 - 16
Viking Magazine - September 2013 - 17
Viking Magazine - September 2013 - 18
Viking Magazine - September 2013 - 19
Viking Magazine - September 2013 - 20
Viking Magazine - September 2013 - 21
Viking Magazine - September 2013 - 22
Viking Magazine - September 2013 - 23
Viking Magazine - September 2013 - 24
Viking Magazine - September 2013 - 25
Viking Magazine - September 2013 - 26
Viking Magazine - September 2013 - 27
Viking Magazine - September 2013 - 28
Viking Magazine - September 2013 - 29
Viking Magazine - September 2013 - 30
Viking Magazine - September 2013 - 31
Viking Magazine - September 2013 - 32
Viking Magazine - September 2013 - 33
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Viking Magazine - September 2013 - 38
Viking Magazine - September 2013 - Cover3
Viking Magazine - September 2013 - Cover4
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