Viking Magazine - August 2016 - 10

Finance
EXPRESSIVE
Someone with this personality is ready
to dive in at the spur of the moment
and make a decision. They respond
to marketing offers and tend to be
risk takers. " Expressive personalities
are also less guarded and don't mind
sharing what they do with their
money, " says Carlson.
Discovering Your Money Personality
D
oes the idea of tracking monthly expenses on a spreadsheet
overwhelm or motivate you? Are you eager to spend each
paycheck, or do you enjoy the process of saving? Becoming aware of
your attitudes toward money can be the first step toward making wise
financial decisions. Once you recognize your approach to spending,
saving and investing, you can seek out professional advice that matches
your personality and find vehicles that match your risk tolerance.
" Rarely is a person always a spender or always a saver. Anyone can be
either a spender or a saver at some point in life, but most of us lean toward
a dominant personality, " says Len Carlson, director of agencies for Sons
of Norway. Rather than thinking of changing your style or personality,
consider how you can make the best moves knowing how you operate.
" You have to establish a goal. Most everybody wants the same goal -
financial security - no matter what style they are, " says Carlson. " Know
yourself. There are different ways to reach end goals. " There isn't just one
way to create a solid financial foundation. People can succeed with various
plans. Here are four kinds of personalities and ideas about how to develop
good money habits that work for each.
10 VIKING AUGUST 2016 sonsofnorway.com
« Downside: Being impulsive
doesn't always lead to sound choices.
" Rushing in is not good, " says Carlson.
" I tell people to take a deep breath.
Don't panic or jump ship. " Sometimes
expressive personalities get caught up
in the moment and are reactionary in
their decisions such as taking on too
much risk or bailing when there is a
blip in the market.
« Solution: Create a system of
tracking your income and expenses
so you are clear where you stand
with your money. " Watch your bank
statements and pay attention so you are
not living beyond your means, " says
Neill Atkins, a Sons of
Norway financial
benefits counselor
in Duluth, Minn.
If necessary,
build in a grace
period before
making financial
decisions. Compare
the options and consult
with a neutral third party. Along with
high growth investments, balance your
portfolio with insurance protection and
secure vehicles.
Sons of Norway offers life insurance and annuity
products in the United States only. Not all
products are available in all States.

http://www.sonsofnorway.com

Viking Magazine - August 2016

Table of Contents for the Digital Edition of Viking Magazine - August 2016

Contents
Viking Magazine - August 2016 - Cover1
Viking Magazine - August 2016 - Cover2
Viking Magazine - August 2016 - Contents
Viking Magazine - August 2016 - 4
Viking Magazine - August 2016 - 5
Viking Magazine - August 2016 - 6
Viking Magazine - August 2016 - 7
Viking Magazine - August 2016 - 8
Viking Magazine - August 2016 - 9
Viking Magazine - August 2016 - 10
Viking Magazine - August 2016 - 11
Viking Magazine - August 2016 - 12
Viking Magazine - August 2016 - 13
Viking Magazine - August 2016 - 14
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