Viking Magazine - March 2017 - 12
Finance
7 Reasons Why You Need Life Insurance
M
Replace income of breadwinner or
spouse. When someone dies, his or her regular
paychecks stop. Consider not just what the impact
of one year's loss in income would be, but how much would
be lost in earned income over a lifetime, says Sons of
Norway Financial Benefits Counselor Jim Donnelly. " That
opens up people's eyes. They don't realize how much they
are going to make over time. That's your economic life
value, " he says. Even if a stay-at-home spouse is not earning
a regular salary, it's important to have life
insurance coverage to meet expenses that might
be incurred with childcare or other costs
associated with running the household,
adds Carlson.
ost people don't want to think about the need for life insurance. It means facing their mortality or that of those they love.
But when you purchase life insurance you are buying economic freedom and peace of mind, says Len Carlson, director
of agencies for Sons of Norway. " For anyone who loves their family, that's what they want, " says Carlson. " You don't buy life
insurance because you are going to die, but because those you love are going to live. " Here's what life insurance can do for you.
Pay off debts. Proceeds from the death benefit
of a life insurance policy can be used to pay off
your home, credit cards, student loans, car loans,
medical bills or cover final burial expenses. " It can help
your family maintain their standard of living, " says
Carlson. " A home is usually your biggest investment and
with adequate coverage, your home can be paid off so your
family doesn't have to worry about moving. " Having to
relocate, settle in a new neighborhood or perhaps start in a
new school is the last thing kids should
have to deal with on top of losing a
parent, adds Donnelly.
12 VIKING MARCH 2017
sonsofnorway.com
http://www.sonsofnorway.com
Viking Magazine - March 2017
Table of Contents for the Digital Edition of Viking Magazine - March 2017
Contents
Viking Magazine - March 2017 - Cover1
Viking Magazine - March 2017 - Cover2
Viking Magazine - March 2017 - Contents
Viking Magazine - March 2017 - 4
Viking Magazine - March 2017 - 5
Viking Magazine - March 2017 - 6
Viking Magazine - March 2017 - 7
Viking Magazine - March 2017 - 8
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