Viking Magazine - May 2017 - 12
Finance
Sons of Norway offers life insurance and annuity products in the
United States only. Not all products are available in all States.
Benefits Counselor Alisha Anunson of Poulsbo,
Wash. She suggests putting money away slowly and
continuing to periodically set bigger savings goals.
Be smart about
spending. If you are trying
to save, it's important to
figure out where your money
is going, says Anunson. Try
an app on your phone to
help with budgeting, such
Building a Nest Egg
S
ometimes the best motivation to get serious about saving is to
envision what you want your life to look like when you are older. Do
you want to travel? Relax at your lake house? At a minimum, you
likely want to be able to maintain your standard of living and not have to
worry too much about money. Building your nest egg isn't complicated. It
just takes some discipline. Here's how to start.
Get in the routine of saving. " Start as early as possible, " says
Len Carlson, director of agencies for Sons of Norway. " In your 20s
and 30s, you don't think much about retirement, but you need to
start. " Try to set 10 percent of your income
aside in any kind of savings vehicle. For those
with employer-sponsored retirement plans,
work up to contributing enough to get the
company match.
" It's a great idea to think about your
financial goals as you are establishing yourself.
If you have kids, how are you going to pay
for college? Do you want a house? Save and
start small, " advises Sons of Norway Financial
12 VIKING MAY 2017
sonsofnorway.com
as Goodbudget (goodbudget.com). " It's simple
and works like an envelope system. It helps you
calculate your needs per month and how much
you want to allocate to food, entertainment and
clothing. Then you manually plug in the bills and
receipts, " explains Anunson. " When you can see
how much money you have and where it's going, it's
easier to identify where you can save. " The review
may prompt you to go on a
" fast " for a time, limiting eating
out, grabbing gourmet coffee
daily, or renting movies when
you can borrow them from the
library, she suggests.
Tracking expenses versus
income also can be done on
a simple spreadsheet, says
Carlson. The method isn't as
1 in 3
American
families
have no
savings.
SOURCE: THE PEW
CHARITABLE TRUSTS
important as the habit. Once financial statements
arrive in the mail or online, review your checkbook
and bills to stay on a solid footing. " It's a matter
of discipline to make sure you don't overspend, "
says Carlson.
Apps to Track
Spending
http://www.goodbudget.com
http://www.sonsofnorway.com
Viking Magazine - May 2017
Table of Contents for the Digital Edition of Viking Magazine - May 2017
Contents
Viking Magazine - May 2017 - Cover1
Viking Magazine - May 2017 - Cover2
Viking Magazine - May 2017 - Contents
Viking Magazine - May 2017 - 4
Viking Magazine - May 2017 - 5
Viking Magazine - May 2017 - 6
Viking Magazine - May 2017 - 7
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