Viking Magazine - April 2020 - 10

Finance
dedicated to helping girls and women
with disabilities build confidence and
express their passions.
When it came to thinking about
Grace's financial future, " we've done
the same thing for her that we've done
for her sisters, " says Jeff, referring to
his and Carla's other three children.
" We didn't want to leave it up to the
state to decide how much Grace was
going to live off of. This way, she
can afford to pay her own way. All
of her sisters would take care of her,
but I didn't want her to be a financial
burden. "
In addition to more traditional
savings avenues like 401(k) and
brokerage accounts, the Kohlnhofers
enrolled in the Minnesota chapter of
the National ABLE Alliance when it
first became available to the public in
2016. This special savings program
allows people with disabilities, or
their families, to invest up to $15,000
per year without it affecting their
Supplemental Security Income (SSI) or
Medicaid benefits.
Grace Kohlnhofer
A Lifetime of Love
Financial planning can be overwhelming, especially when caring for a child with
special needs. Here's how one family took charge to protect their daughter's
future, and how you can get started today. BY TAYLOR HUGO
hen Grace Kohlnhofer was born
with Down syndrome in 2002,
her parents, Jeff and Carla, didn't want
her to feel different from other kids.
She was placed in a mainstream school
from the very beginning and went on to
enjoy classes like biology, landscaping,
pottery and music. This spring, she
W
will graduate with her classmates and,
in the future, she hopes to enroll at
Bethel University, a private liberal arts
university in St. Paul, Minnesota, that
offers a two-year program for students
with intellectual disabilities. She's also
the reigning Teen Queen for Minnesota
Miss Amazing, an organization
Sons of Norway, 1455 West Lake Street, Minneapolis, MN, offers financial products, but not all
products are available in all states. Products issued by Sons of Norway are available to applicants
who meet membership, insurability and residency requirements.
10 VIKING APRIL 2020
sonsofnorway.com
Spac
Jeff and Carla also have life
insurance, with Grace's three sisters-
who are also named as her legal
guardians-designated as beneficiaries
of the policy so they can use the money
to take care of Grace should something
happen to their parents.

http://www.sonsofnorway.com

Viking Magazine - April 2020

Table of Contents for the Digital Edition of Viking Magazine - April 2020

Contents
Viking Magazine - April 2020 - Cover1
Viking Magazine - April 2020 - Cover2
Viking Magazine - April 2020 - Contents
Viking Magazine - April 2020 - 4
Viking Magazine - April 2020 - 5
Viking Magazine - April 2020 - 6
Viking Magazine - April 2020 - 7
Viking Magazine - April 2020 - 8
Viking Magazine - April 2020 - 9
Viking Magazine - April 2020 - 10
Viking Magazine - April 2020 - 11
Viking Magazine - April 2020 - 12
Viking Magazine - April 2020 - 13
Viking Magazine - April 2020 - 14
Viking Magazine - April 2020 - 15
Viking Magazine - April 2020 - 16
Viking Magazine - April 2020 - 17
Viking Magazine - April 2020 - 18
Viking Magazine - April 2020 - 19
Viking Magazine - April 2020 - 20
Viking Magazine - April 2020 - 21
Viking Magazine - April 2020 - 22
Viking Magazine - April 2020 - 23
Viking Magazine - April 2020 - 24
Viking Magazine - April 2020 - 25
Viking Magazine - April 2020 - 26
Viking Magazine - April 2020 - 27
Viking Magazine - April 2020 - 28
Viking Magazine - April 2020 - 29
Viking Magazine - April 2020 - 30
Viking Magazine - April 2020 - 31
Viking Magazine - April 2020 - 32
Viking Magazine - April 2020 - 33
Viking Magazine - April 2020 - 34
Viking Magazine - April 2020 - 35
Viking Magazine - April 2020 - 36
Viking Magazine - April 2020 - 37
Viking Magazine - April 2020 - 38
Viking Magazine - April 2020 - Cover3
Viking Magazine - April 2020 - Cover4
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