Viking Magazine - August 2020 - 10

Finance
the entrance to adulthood-think
graduating, getting married, buying
your first home and having children.
But with those milestone life events
comes an increased financial risk that
could be hard to recover from, should
something unexpected happen to you
or your spouse.
Financial Protection at Any Age
No matter what stage of life you're in, protect your income, legacy and
assets with a Sons of Norway insurance product. BY TAYLOR HUGO
urchasing life insurance is a smart idea
at any age, but depending on your stage
in life, there may be certain products that benefit
you more than others. Here, Sons of Norway
experts break down the financial
investments that can help you protect
against loss of income now, as
well as safeguard your legacy and
assets for the future.
P
For a
complimentary
consultation with
your Sons of
Protecting Against Loss of Income
The earlier years of your life after high school
or college are filled with exciting changes that mark
10 VIKING AUGUST 2020 sonsofnorway.com
Norway Insurance
Professional, visit
sonsofnorway.com.
" When you're younger, you need
a much larger death benefit because
you've got a lot more to cover, " explains
Matt Kern, a Sons of Norway Insurance
Professional. " You're starting out, you
probably have student loans, a house,
car payments. You're starting a family.
You can get to a million-dollar insurance
policy so fast. "
Term life insurance can provide a
solution to mitigate that risk. Available
through Sons of Norway in terms of 10,
15, 20 or 30 years, these certificates offer
protection against loss of income for a
specific period of time. It's kind of like
" renting " life insurance, explains Kern.
In addition to their affordability-
which makes them an attractive
product for younger families on a
limited budget-term certificates come
with other perks, like the ability to
customize with a children's term rider,
meaning kids can be protected with
life insurance as early as 14 days old.
But perhaps their best feature is that
they can be converted to a permanent
certificate down the road-with no
medical underwriting.
" Say your health were to decline, "
says Jared Gostanczik, Sons of
Norway's regional sales director. " If
you have that term policy, you can do a
full or partial conversion to permanent
with no evidence of insurability. You
can build cash value and have that
lifetime coverage. "
Bridging the Gap
While it's true that the premiums
on permanent certificates are
more affordable the younger and

http://www.sonsofnorway.com http://www.sonsofnorway.com

Viking Magazine - August 2020

Table of Contents for the Digital Edition of Viking Magazine - August 2020

Contents
Viking Magazine - August 2020 - Cover1
Viking Magazine - August 2020 - Cover2
Viking Magazine - August 2020 - Contents
Viking Magazine - August 2020 - 4
Viking Magazine - August 2020 - 5
Viking Magazine - August 2020 - 6
Viking Magazine - August 2020 - 7
Viking Magazine - August 2020 - 8
Viking Magazine - August 2020 - 9
Viking Magazine - August 2020 - 10
Viking Magazine - August 2020 - 11
Viking Magazine - August 2020 - 12
Viking Magazine - August 2020 - 13
Viking Magazine - August 2020 - 14
Viking Magazine - August 2020 - 15
Viking Magazine - August 2020 - 16
Viking Magazine - August 2020 - 17
Viking Magazine - August 2020 - 18
Viking Magazine - August 2020 - 19
Viking Magazine - August 2020 - 20
Viking Magazine - August 2020 - 21
Viking Magazine - August 2020 - 22
Viking Magazine - August 2020 - 23
Viking Magazine - August 2020 - 24
Viking Magazine - August 2020 - 25
Viking Magazine - August 2020 - 26
Viking Magazine - August 2020 - 27
Viking Magazine - August 2020 - 28
Viking Magazine - August 2020 - 29
Viking Magazine - August 2020 - 30
Viking Magazine - August 2020 - 31
Viking Magazine - August 2020 - 32
Viking Magazine - August 2020 - 33
Viking Magazine - August 2020 - 34
Viking Magazine - August 2020 - 35
Viking Magazine - August 2020 - 36
Viking Magazine - August 2020 - 37
Viking Magazine - August 2020 - 38
Viking Magazine - August 2020 - 39
Viking Magazine - August 2020 - 40
Viking Magazine - August 2020 - 41
Viking Magazine - August 2020 - 42
Viking Magazine - August 2020 - 43
Viking Magazine - August 2020 - 44
Viking Magazine - August 2020 - 45
Viking Magazine - August 2020 - 46
Viking Magazine - August 2020 - Cover3
Viking Magazine - August 2020 - Cover4
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