Viking Magazine - June 2021 - 10

Finance
Prioritize your goals.
Start your savings journey by
thinking about what's important
to you. Is it a two-week trip to visit
relatives in Norway? Your dream
sports car? A new camera to explore
your passion for photography? There
is no one right answer. The goal for
your discretionary fund should be to
accumulate money for objects and
experiences that make you feel happy
and fulfilled.
2
Saving for the Fun Things in Life
Don't feel guilty about spending money on that dream
vacation, wedding or sports car-just save for it first.
BY TAYLOR HUGO
he roadmap for achieving financial success is constantly
drilled into our brains: save for college, save for retirement,
save for a home, save for your family, save for final expenses-
the list goes on. Creating a nest egg for these milestones is
important, of course, but what about the luxuries, the little
" extras " that make life fun?
You're no doubt familiar with the phrase " money can't buy
you happiness. " That may be true, but spending some of your
hard-earned dollars on items like a vacation or hobby can have
a positive impact on your mental health, with decreased levels of
stress and depression.
T
Plus, clearly outlining your " fun-money " goals may
encourage you to stay on track. " You need to have something
that motivates you to save, " says Sons of Norway insurance
professional Matt Kern. Here, learn some tips for creating a
savings plan that goes beyond budgeting for bills.
10 VIKING JUNE 2021
sonsofnorway.com
Find a strategy that works
for you. When it comes to
saving money, there's no one-size-fitsall
approach. The " best " strategy is
going to be the one you can stick to,
so try experimenting with various
methods, such as:
* Envelope system:
Exactly as it sounds,
this savings method
involves storing cold hard cash
in an envelope. If the money
isn't in your bank account, you
are less likely to accidentally
spend it on unplanned
purchases.
* Round up: Thanks
to apps like Acorns
Spend, you can put
saving on autopilot.
Every purchase you make will
automatically be rounded
up to the nearest dollar and
stored in an account you can
access at any time. That spare
change may not seem like
much now, but it's a great way
to effortlessly build disposable
income over time.
1

http://www.sonsofnorway.com

Viking Magazine - June 2021

Table of Contents for the Digital Edition of Viking Magazine - June 2021

Contents
Viking Magazine - June 2021 - Cover1
Viking Magazine - June 2021 - Cover2
Viking Magazine - June 2021 - Contents
Viking Magazine - June 2021 - 4
Viking Magazine - June 2021 - 5
Viking Magazine - June 2021 - 6
Viking Magazine - June 2021 - 7
Viking Magazine - June 2021 - 8
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