Viking Magazine - June 2021 - 11

* Percentage of
income: Decide on the
percentage of your
monthly income you're able to
designate to entertainment and
leisure activities-say, 10%-then
set up an automatic transfer into
a separate savings account.
Summer is here!
Eating al fresco
can help keep the
heat out of your
kitchen and lower
cooling costs.
Pay yourself first. Once you've
landed on the best strategy to
meet your goals, you need to make
yourself the number-one priority. " What
I've learned throughout my years in
the business is that when people try
to manually save, they pay their bills
first, then they pay themselves last
with whatever is left over. This doesn't
work, " says Kern. " You have to set up
an auto payment. Seeing that money
come out of your account might sting
a little bit at first, but after a while you
forget about it. "
3
If you set aside
the $4 you would
normally spend on
coffee every day,
you could save up
to $1,000 a year.
Make your money work for
you. Credit cards often get a bad
rap, but when they're used strategically,
they can be a valuable tool in helping you
save for anything from a designer purse to
a wedding. The key is to do your research
and select a card with the best rewards
system for your personal savings goals.
For example, if travel is your objective,
look for a card that racks up airline miles
every time you swipe. If you put all your
regular, budgeted purchases on the card-
and pay it off in full every month-you
may eventually have enough points for a
free or discounted flight and hotel.
5
4
Open an annuity. Annuities-
which create an income stream
you can't outlive-are traditionally
retirement products, but they can also be
used to fund your passions. Take Sons
of Norway member Andrew Johnson.
The District 5 president featured in the
October 2019 issue of Viking taps into
his annuity to pay for cross-country
ski trips around the globe. As long as
you are at least 59-and-a-half, the IRS
won't charge you a penalty for early
withdrawal, and you can use the money
how you see fit.
Take the 52-week
challenge! Save
$1 the first week,
$2 the second
week, $3 the
third week, and
so on. You'll save
$1,378 by the end
of the year.
Every month, set aside time to
evaluate how well your bank
accounts are working for you. Are there
spending areas where you could improve?
Did an emergency derail your fun-money
goals this month? That's OK, as long as
you get back on track. " Being accountable
for yourself is so important, " Kern says,
" and I just don't think people take the
time to really review where their finances
are at. "
6
For a complimentary
consultation with
your Sons of Norway
Insurance Professional,
visit sonsofnorway.com.
Sons of Norway, 1455 West Lake Street, Minneapolis,
MN, offers financial products, but not all products
are available in all states. Products issued by Sons
of Norway are available to applicants who meet
membership, insurability and residency requirements.
sonsofnorway.com VIKING JUNE 2021 11
http://www.sonsofnorway.com http://www.sonsofnorway.com

Viking Magazine - June 2021

Table of Contents for the Digital Edition of Viking Magazine - June 2021

Contents
Viking Magazine - June 2021 - Cover1
Viking Magazine - June 2021 - Cover2
Viking Magazine - June 2021 - Contents
Viking Magazine - June 2021 - 4
Viking Magazine - June 2021 - 5
Viking Magazine - June 2021 - 6
Viking Magazine - June 2021 - 7
Viking Magazine - June 2021 - 8
Viking Magazine - June 2021 - 9
Viking Magazine - June 2021 - 10
Viking Magazine - June 2021 - 11
Viking Magazine - June 2021 - 12
Viking Magazine - June 2021 - 13
Viking Magazine - June 2021 - 14
Viking Magazine - June 2021 - 15
Viking Magazine - June 2021 - 16
Viking Magazine - June 2021 - 17
Viking Magazine - June 2021 - 18
Viking Magazine - June 2021 - 19
Viking Magazine - June 2021 - 20
Viking Magazine - June 2021 - 21
Viking Magazine - June 2021 - 22
Viking Magazine - June 2021 - 23
Viking Magazine - June 2021 - 24
Viking Magazine - June 2021 - 25
Viking Magazine - June 2021 - 26
Viking Magazine - June 2021 - 27
Viking Magazine - June 2021 - 28
Viking Magazine - June 2021 - 29
Viking Magazine - June 2021 - 30
Viking Magazine - June 2021 - 31
Viking Magazine - June 2021 - 32
Viking Magazine - June 2021 - 33
Viking Magazine - June 2021 - 34
Viking Magazine - June 2021 - 35
Viking Magazine - June 2021 - 36
Viking Magazine - June 2021 - 37
Viking Magazine - June 2021 - 38
Viking Magazine - June 2021 - 39
Viking Magazine - June 2021 - 40
Viking Magazine - June 2021 - 41
Viking Magazine - June 2021 - 42
Viking Magazine - June 2021 - 43
Viking Magazine - June 2021 - 44
Viking Magazine - June 2021 - 45
Viking Magazine - June 2021 - 46
Viking Magazine - June 2021 - Cover3
Viking Magazine - June 2021 - Cover4
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