THE ACEC RETIREMENT TRUST... DO YOU HAVE SAFE H A RBOR? The ACEC Retirement Trust's plan offers you a variety of great benefits that will help improve your life as a plan sponsor as well as attract and retain talented employees. ACEC offers the following Retirement Plans 401 k , Profit Sharing, Defined Benefit, SEP IRA, SIMPLE IRA and IRA. These benefits include: How can Safe Harbor help you?