Health Savings Account Benefit #1: You could cut your premiums now. The Health Savings Account approach combines a qualified high-deductible plan to immediately reduce your premiums with a savings account that can cover the deductible and help fund other medical expenses. Both employer and employee contributions to the HSA are generally tax- deductible, providing even more savings. Consult your tax advisor for details. Any unused contributions roll over year to year, growing into a nice little healthcare nest egg. Go to acec.healthplan.com for more information and to download plan details. ACEC Life/Health Trust. We're engineering new ways to benefit your company. Call 1-888-813-7265 today for more information | acec.healthplan.com