Talking Stick - September/October 2014 - 26

speCial FoCus
employee is credited with 40 hours
for each week for which the employee
would be required to be credited with
at least one hour. Unfortunately, these
hours of service rules don't always fit
cleanly with college and university
employees.

what health coverage
needs to be provided to a
student who is considered
full time under the aCa?
is the student health
center or student health
plan considered sufficient
coverage?
If a college or university determines
that a student is a full-time employee
under the ACA, the college or
university should offer them
affordable, minimum value health
coverage under the same group

health plan that provides coverage
to its other employees, i.e., not the
student plan. The guidance on
this issue is not crystal clear, but it
seems that a student health plan is
not a plan offered by a college or
university purely in its capacity as an
employer to participants based on
each participant's respective status as
an employee. Indeed, a student plan
is a student-focused plan. For most
individuals, eligibility to participate
in a student plan is based solely on
an individual's status as a student
currently enrolled at the college or
university. Therefore, it seems likely
that a student plan is not a "group
health plan" or an "eligible employersponsored plan" under the Internal
Revenue Code (the offer of which will
avoid the employer-mandate penalty).
Colleges and universities

YOUR VISION

should be careful about trying
to classify a student plan as an
eligible employer-sponsored plan.
While this is tempting, given
the difficulty in tracking student
employee hours, there is concern
that if a student plan is treated as
an employer-sponsored plan, the
college or university would need to
be absolutely certain that it complies
with all rules applicable to employerprovided plans. That means the plan
would have to include continuation
coverage for qualifying events (such
as a termination of employment),
compliance with the relevant out-ofpocket maximums, compliance with
the nondiscrimination rules that
will be applicable to fully insured
plans once ACA regulations are
cOntInueS

For over twenty years, Capstone has
worked exclusively with colleges
and universities to meet the unique
challenges of providing student
housing. And now we bring you P3+,
a new financing program that is
transforming the way student
housing is developed on-campus.
P3+ will allow you to get everything
you want for your student housing
facility without compromising what
you need for your institution.

UNCOMPROMISED

We've broken ground on the first P3+
project, watch the building's progress at
www.buildP3plus.com.
Image Credit: Ankrom Moisan Architects

26

talking Stick

58


http://www.buildP3plus.com http://www.buildP3plus.com

Talking Stick - September/October 2014

Table of Contents for the Digital Edition of Talking Stick - September/October 2014

Talking Stick - September/October 2014
Contents
New Member Highlight
Vision
Just In
Your ACUHO-I
Transitions
Res Life
Special Focus
Business
Calendar
Mind the Gap
The Role That Keeps On Giving
Conversations
First Takes
Reporting Out
New Members
Snapshot
Talking Stick - September/October 2014 - Intro
Talking Stick - September/October 2014 - BB1
Talking Stick - September/October 2014 - BB2
Talking Stick - September/October 2014 - Talking Stick - September/October 2014
Talking Stick - September/October 2014 - Cover2
Talking Stick - September/October 2014 - 1
Talking Stick - September/October 2014 - 2
Talking Stick - September/October 2014 - Contents
Talking Stick - September/October 2014 - New Member Highlight
Talking Stick - September/October 2014 - 5
Talking Stick - September/October 2014 - Vision
Talking Stick - September/October 2014 - 7
Talking Stick - September/October 2014 - Just In
Talking Stick - September/October 2014 - 9
Talking Stick - September/October 2014 - 10
Talking Stick - September/October 2014 - 11
Talking Stick - September/October 2014 - 12
Talking Stick - September/October 2014 - 13
Talking Stick - September/October 2014 - 14
Talking Stick - September/October 2014 - Your ACUHO-I
Talking Stick - September/October 2014 - 16
Talking Stick - September/October 2014 - Transitions
Talking Stick - September/October 2014 - 18
Talking Stick - September/October 2014 - 19
Talking Stick - September/October 2014 - Res Life
Talking Stick - September/October 2014 - 21
Talking Stick - September/October 2014 - 22
Talking Stick - September/October 2014 - 23
Talking Stick - September/October 2014 - Special Focus
Talking Stick - September/October 2014 - 25
Talking Stick - September/October 2014 - 26
Talking Stick - September/October 2014 - 27
Talking Stick - September/October 2014 - Business
Talking Stick - September/October 2014 - 29
Talking Stick - September/October 2014 - 30
Talking Stick - September/October 2014 - Calendar
Talking Stick - September/October 2014 - Mind the Gap
Talking Stick - September/October 2014 - 33
Talking Stick - September/October 2014 - 34
Talking Stick - September/October 2014 - 35
Talking Stick - September/October 2014 - 36
Talking Stick - September/October 2014 - 37
Talking Stick - September/October 2014 - 38
Talking Stick - September/October 2014 - 39
Talking Stick - September/October 2014 - 40
Talking Stick - September/October 2014 - 41
Talking Stick - September/October 2014 - The Role That Keeps On Giving
Talking Stick - September/October 2014 - 43
Talking Stick - September/October 2014 - 44
Talking Stick - September/October 2014 - 45
Talking Stick - September/October 2014 - 46
Talking Stick - September/October 2014 - 47
Talking Stick - September/October 2014 - 48
Talking Stick - September/October 2014 - 49
Talking Stick - September/October 2014 - Conversations
Talking Stick - September/October 2014 - 51
Talking Stick - September/October 2014 - First Takes
Talking Stick - September/October 2014 - 53
Talking Stick - September/October 2014 - Reporting Out
Talking Stick - September/October 2014 - 55
Talking Stick - September/October 2014 - 56
Talking Stick - September/October 2014 - 57
Talking Stick - September/October 2014 - 58
Talking Stick - September/October 2014 - 59
Talking Stick - September/October 2014 - 60
Talking Stick - September/October 2014 - 61
Talking Stick - September/October 2014 - New Members
Talking Stick - September/October 2014 - 63
Talking Stick - September/October 2014 - Snapshot
Talking Stick - September/October 2014 - Cover3
Talking Stick - September/October 2014 - Cover4
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