NAILBA Perspectives - October 2016 - Cover4
Your clients deserve the highest
underwriting rating possible.
The new Table Reduction program for
Signature GUL could transform your
case from Table 4 up to Standard!
Signature GUL Table Reduction Program
What is
the extra
advantage
for Signature
GUL?
Eagle Advantage for SGUL gives clients that normally
would have been rated up to Table 4 a better
rating if the lower rating was due to certain eligible
conditions.
How does it
work?
There is no action required on the part of the agent.
American National Underwriters will automatically
submit your case if it appears it may qualify.
A list of conditions that may be eligible for a table
reduction is available to the right.
If a better rating is offered on a case that would
normally be T3/T4, the offer will not be better than
standard.
If for some reason an improvement cannot be made,
there is no chance of losing American National's
original rate class opinion.
What cases
may be
eligible?
ELIGIBILITY:
* Signature GUL cases only
* Ages 18 - 70
* Face Amounts of $250,001 - up to $2,000,000
Eligible Medical conditions
and Non-medical risks:
›
›
›
›
›
›
›
›
›
›
›
›
Rheumatoid Arthritis
Type II Diabetes
Hepatitis B
Hepatitis C (Treated)
Asthma
Epilepsy
Abnormal EKG
Blood Pressure
Build
Morbid Obesity Surgery
Sleep Apnea
Underweight
Labs:
›
›
›
›
›
›
›
›
›
Abnormal Blood Sugars
CDT
Triglycerides
Liver function tests
Cholesterol/hdl
Proteinuria
Protein/Creatinine Ratio
Creatinine
PSA(Prostate Specific Antigen)
Non-Medical Risks
›
›
›
›
Occupation
Scuba diving
Motor Vehicle Violations
Foreign Travel
Policy Form Series: SGUL15; SGUL15(NY) (Forms may vary by state) American National Insurance Company, headquartered in Galveston, Texas
is licensed to conduct business in all states except New York. Business is conducted in New York by American National Life Insurance Company of
New York, headquartered in Glenmont, New York. Each company has financial responsibility only for the products and services it issues.
For Agent Use Only, Not For Distribution Or Use with Consumers.
IMG-17284
888-501-4043 | img.anicoweb.com
08.16
http://img.anicoweb.com
Table of Contents for the Digital Edition of NAILBA Perspectives - October 2016
NAILBA Perspectives - October 2016
Contents
Chairman’s Corner
CEO Insights
The Most Creative Sales and Marketing Techniques: Get Help from the Experts
NAILBA 35 Program Preview
NAILBA Charitable Foundation
Life Happens
Member Profile
Agency Successor Networking Group
Calendar of Events
Brokerage in Motion
Index of Advertisers
NAILBA Perspectives - October 2016 - NAILBA Perspectives - October 2016
NAILBA Perspectives - October 2016 - Cover2
NAILBA Perspectives - October 2016 - 3
NAILBA Perspectives - October 2016 - 4
NAILBA Perspectives - October 2016 - 5
NAILBA Perspectives - October 2016 - 6
NAILBA Perspectives - October 2016 - Contents
NAILBA Perspectives - October 2016 - 8
NAILBA Perspectives - October 2016 - Chairman’s Corner
NAILBA Perspectives - October 2016 - 10
NAILBA Perspectives - October 2016 - CEO Insights
NAILBA Perspectives - October 2016 - The Most Creative Sales and Marketing Techniques: Get Help from the Experts
NAILBA Perspectives - October 2016 - 13
NAILBA Perspectives - October 2016 - 14
NAILBA Perspectives - October 2016 - 15
NAILBA Perspectives - October 2016 - 16
NAILBA Perspectives - October 2016 - 17
NAILBA Perspectives - October 2016 - NAILBA 35 Program Preview
NAILBA Perspectives - October 2016 - 19
NAILBA Perspectives - October 2016 - 20
NAILBA Perspectives - October 2016 - 21
NAILBA Perspectives - October 2016 - 22
NAILBA Perspectives - October 2016 - 23
NAILBA Perspectives - October 2016 - 24
NAILBA Perspectives - October 2016 - 25
NAILBA Perspectives - October 2016 - 26
NAILBA Perspectives - October 2016 - 27
NAILBA Perspectives - October 2016 - NAILBA Charitable Foundation
NAILBA Perspectives - October 2016 - 29
NAILBA Perspectives - October 2016 - 30
NAILBA Perspectives - October 2016 - 31
NAILBA Perspectives - October 2016 - Life Happens
NAILBA Perspectives - October 2016 - 33
NAILBA Perspectives - October 2016 - 34
NAILBA Perspectives - October 2016 - 35
NAILBA Perspectives - October 2016 - Member Profile
NAILBA Perspectives - October 2016 - 37
NAILBA Perspectives - October 2016 - 38
NAILBA Perspectives - October 2016 - 39
NAILBA Perspectives - October 2016 - Agency Successor Networking Group
NAILBA Perspectives - October 2016 - 41
NAILBA Perspectives - October 2016 - Index of Advertisers
NAILBA Perspectives - October 2016 - Cover3
NAILBA Perspectives - October 2016 - Cover4
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