Council on Aging Answers 2015 - 83
COUNCIL ON AGING - ORANGE COUNTY
FINANCE & LEGAL
They're also a serious financial commitment. You usually pay an entry fee-the median currently stands at
$211,625, according to the National Investment Center
for the Seniors Housing & Care Industry in Annapolis,
Md. (Half the CCRCs charge more and half charge less.)
Median monthly charges run $2,825.
Costs vary. The cost depends on the particular property and type of contract you choose. Some contracts
cover all your health and living expenses. Others provide residential services but charge extra for health care.
For checklists on how to evaluate CCRCs, go to the caregiving resource center at aarp.org and CARF.org, the
website of CARF International, which accredits these
communities. On the CARF site, type "financial performance" into the search box to read the organization's
"Consumer Guide to Understanding Financial PerforCouncil On Aging-Orange County | 714-479-0107 | www.coaoc.org
mance & Reporting in CCRCs." There have been some
bankruptcies among CCRCs, so get audited reports for
your lawyer or accountant to read.
For people who stay in their homes until the last possible minute, the best option might become a residence
for assisted living. There, you live as independently as
possible but can get help with basic physical needs such
as dressing and bathing. Like CCRCs, they usually provide activities and a social life. There might be a nursinghome wing attached. You can find a directory of local
facilities at ALFA.org, the website of the Assisted Living
Federation of America.
The key is to plan ahead. What can you afford?
What's a reasonable way to live? Today I'm OK, but tomorrow? I want to be prepared.
Answers Guide 2015
83
http://www.ALFA.org
http://www.aarp.org
http://www.CARF.org
http://www.coaoc.org
Council on Aging Answers 2015
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Contents
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