GRAND Magazine - July 2009 - 25

Grand Media 7-09:Grand Media 7-09.qxd 6/16/2009 9:33 AM Page 1 Long-Term Care The biggest threat to one’s nest egg isn’t a bear market but an extended stay in a long-term care facility. By now you know that after age 65, Americans have more than a 70% chance of needing some form of long-term care.* You also know that the cost of care is extraordinary - averaging $213 per day or $77,745 annually in a nursing facility†. Without insurance, even a period of “in home” care can ruin an otherwise sound retirement plan and rob you of both your independence and your ability to leave an inheritance. Counting on equity growth to pay LTC bills? Today’s markets demand new thinking. So, how do you protect yourself and your loved ones? It’s easy: 1. Get multiple quotes. Jean Chatzky, financial editor of Money Magazine: “Your best bet is to get quotes from at least three companies.” 2. Insist on “highly rated” insurance carriers. 3. Consult with and buy from a “Long Term Care specialist” who can make your options clear and customize the best plan for your unique needs. Long-Term Care Quote has helped nearly 200,000 families simplify the options and understand how long-term care insurance fits into their retirement and financial strategies. Long-Term Care Quote recommends comprehensive policies that give you a choice of covered care: care at home, in assisted living or nursing facilities. To receive multiple FREE quotes as well as a complimentary copy of The Consumer’s Guide to Long-Term Care Insurance, contact Long-Term Care Quote today. There is no obligation. SmartMoney.com, Sept. 2008 Our Story Long-Term Care Quote is a subsidiary of the Longevity Alliance group which has collectively been recognized by Kiplinger’s, The Wall Street Journal and SmartMoney.com for our unique approach in providing comprehensive advice and unparalleled choice from among the best carriers in the industry. Our Staff has over 150 years of combined experience in choosing the best financial and insurance products for our customers. Making Longer Lives Better is what we are all about. Contact us today. E Call 1-800-587-3279 ext. 1333 www.longtermcarequote.com a Longevity Alliance Company FR This advertisement is not intended to solicit insurance business in Texas. *San Diego Daily Transcript, Living long has its benefits, and its costs, Sept. 26, 2003; †MetLife Mature Market Institute, The MetLife Market Survey of Nursing Home & Home Care Costs, 10/07; Long-Term Care Quote, a subsidiary of Longevity LTC, Inc., is located at 1580 N. Fiesta Blvd., Ste. 103, Gilbert, AZ 85233, and is licensed to sell insurance in all 50 states and DC. LA# 425558, MA# 1844089, UT# 260353. Longevity does business under the name Longevity LTC Insurance Services, Inc. in CA, CA# 0F82027. E

GRAND Magazine - July 2009

Table of Contents for the Digital Edition of GRAND Magazine - July 2009