D r . I vay l o S tay k o v , MD NeurologISt HeaDacHe SpecIalISt 540-772-4448 v I r g I N I a pa I N . o r g How long has it been since your Retirement Checkup? Areas of expertise: * Tax efficient strategies * Legacy planning * Retirement/ Financial planning * Personal finance Patrick W. Ayers, RFC AyersFinancial.com 5185 Peters Creek Rd. Roanoke, VA 24019 540.563.9144 Securities and advisory services are offered through Madison Avenue Securities, LLC (MAS). Member FINRA/SIPC, and a Registered Investment Advisor. MAS and Ayers Financial Services are not affiliated entities.http://www.vIrgINIapaIN.org http://www.AyersFinancial.com