Condo Media - May 2013 - 49
ity lien over the life of a mortgage, regardless of how many times the owner
defaults. “That is an absurd reading of
the statute,” Gaines says, “and I think
we have persuaded them of that.”
But they have not resolved the
second argument, which, echoing
the Vermont dispute, contends that
associations can file only a single sixmonth lien on any one default, regardless of how long it takes to complete
the foreclosure. The common practice
in Massachusetts since the super lien
was adopted in 1993, Gaines says, is to
file successive liens at the end of each
six-month period in order to secure the
association’s rights. That interpretation
is consistent, he contends, with both
common sense and the statutory intent, which was to ensure the financial
viability of community associations.
The LAC is proposing clarifying
language specifying that “priority liens
shall mean all six-month lien periods
established in accordance with the
statute and not limited to one sixmonth lien period, whether or not the
lien periods are successive.”
While it is likely that banks will
“push back” on the issue, Gaines says,
he thinks CAI-NE’s position on multiple liens is reasonable. “This has been
the practice since 1993; it works and
it’s fair,” he says, adding, “Condominiums need strong authority to collect fees for the same reason that local
governments need strong authority to
collect taxes: Fees are the lifeblood of
a condominium community.”
The committee is also supporting
a housecleaning measure that would
eliminate contradictory language in a
provision of the condominium statute
dealing with the process for granting easements and limited common
areas. That provision was amended
several years ago to allow the board to
approve those requests, with the approval of abutting owners, eliminating
the requirement that 75 percent of the
owners approve the change by amending the documents. But drafters of
the legislation forgot to eliminate that
owner-approval language, which this
new amendment would do. “Shockingly in this litigious area,” Gaines
notes, “no one has ever raised the
issue.” The proposed amendment will
eliminate that risk.
The legislation proposing that remedy also includes a more substantive
change, providing that if the approval
of mortgagees is required to amend the
condominium documents, their consent “shall be deemed given” if they do
not respond to a request for approval
within 60 days. This change, which
Gaines says is included in newer documents, will save associations the “significant time and expense” they incur
in trying to obtain “timely responses”
to amendment requests. “Fannie Mae
and Freddie Mac are OK with it,” he
notes, “and we’re hoping there won’t
be much objection from lenders.” CM
Condo Media • May 2013
49
Condo Media - May 2013
Table of Contents for the Digital Edition of Condo Media - May 2013
Condo Media - May 2013
Table of Contents
From the CED’s Desk
Editorial Board
CAI News
CAI Regional News
Asked & Answered
Homeowner’s Corner
Pests
Legal
Volunteer Spotlight
Cover Story: MEMBERS APPLAUDED AT CHAPTER AWARDS DINNER
Vendor Spotlight
Legislative Update
Industry Perspective
Governance
2013 CAI-NE Legal Directory
Classified Service Directory
Advertisers Index
Condo Media - May 2013 - Condo Media - May 2013
Condo Media - May 2013 - Cover2
Condo Media - May 2013 - Table of Contents
Condo Media - May 2013 - From the CED’s Desk
Condo Media - May 2013 - 3
Condo Media - May 2013 - Editorial Board
Condo Media - May 2013 - 5
Condo Media - May 2013 - CAI News
Condo Media - May 2013 - 7
Condo Media - May 2013 - 8
Condo Media - May 2013 - 9
Condo Media - May 2013 - 10
Condo Media - May 2013 - 11
Condo Media - May 2013 - CAI Regional News
Condo Media - May 2013 - 13
Condo Media - May 2013 - 14
Condo Media - May 2013 - 15
Condo Media - May 2013 - 16
Condo Media - May 2013 - 17
Condo Media - May 2013 - 18
Condo Media - May 2013 - 19
Condo Media - May 2013 - Asked & Answered
Condo Media - May 2013 - 21
Condo Media - May 2013 - Homeowner’s Corner
Condo Media - May 2013 - 23
Condo Media - May 2013 - Pests
Condo Media - May 2013 - 25
Condo Media - May 2013 - 26
Condo Media - May 2013 - 27
Condo Media - May 2013 - Legal
Condo Media - May 2013 - 29
Condo Media - May 2013 - 30
Condo Media - May 2013 - 31
Condo Media - May 2013 - 32
Condo Media - May 2013 - 33
Condo Media - May 2013 - Volunteer Spotlight
Condo Media - May 2013 - 35
Condo Media - May 2013 - Cover Story: MEMBERS APPLAUDED AT CHAPTER AWARDS DINNER
Condo Media - May 2013 - 37
Condo Media - May 2013 - 38
Condo Media - May 2013 - 39
Condo Media - May 2013 - 40
Condo Media - May 2013 - 41
Condo Media - May 2013 - 42
Condo Media - May 2013 - 43
Condo Media - May 2013 - Vendor Spotlight
Condo Media - May 2013 - 45
Condo Media - May 2013 - Legislative Update
Condo Media - May 2013 - 47
Condo Media - May 2013 - 48
Condo Media - May 2013 - 49
Condo Media - May 2013 - Industry Perspective
Condo Media - May 2013 - 51
Condo Media - May 2013 - Governance
Condo Media - May 2013 - 53
Condo Media - May 2013 - 54
Condo Media - May 2013 - 55
Condo Media - May 2013 - 56
Condo Media - May 2013 - 57
Condo Media - May 2013 - 58
Condo Media - May 2013 - 2013 CAI-NE Legal Directory
Condo Media - May 2013 - 60
Condo Media - May 2013 - 61
Condo Media - May 2013 - 62
Condo Media - May 2013 - 63
Condo Media - May 2013 - 64
Condo Media - May 2013 - 65
Condo Media - May 2013 - Classified Service Directory
Condo Media - May 2013 - Advertisers Index
Condo Media - May 2013 - 68
Condo Media - May 2013 - 69
Condo Media - May 2013 - 70
Condo Media - May 2013 - 71
Condo Media - May 2013 - 72
Condo Media - May 2013 - Cover3
Condo Media - May 2013 - Cover4
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