HOLE BY NENA GROSKIND In a 14 INDICATORS YOUR ASSOCIATION IS IN FINANCIAL TROUBLE I f the fence around the condo playground leans precariously, if the decks sag, and if the buildings desperately need repainting, you don't need a degree in finance to suspect that this community's finances are probably a mess. These are the obvious indicators, but a deeper look at the financial records may reveal other serious, even life-threatening problems beneath the surface of a community that seems to be healthy, well-managed, and well-maintained. We asked several accountants who work with community associations to describe the financial warning signs that tell them a community is in trouble or heading in that direction. These are the 14 indicators that disturb them the most. 22 CONDOMEDIA