What’s the difference between a healthy client relationship and one that never meets expectations? We think it comes down to effective communication between advisors and their clients—and quality resources can make all the difference. For more than 20 years, we’ve worked to improve the communication of financial concepts in a way that presents complex information in a clear and concise manner. Morningstar’s communication tools for advisors distill classic investment concepts about risk, return, and diversification into clear graphics and illustrations that can be easily understood. They’re the best tools available for educating clients and prospects, and for making the case for the smart decisions that will help them achieve their financial goals.