USAA - Winter 2013 - (Page 4)

USAA Winter 2013 | Volume 49 Number 4 A Member's Guide to Financial Security Look for this icon throughout the magazine to discover more content online. M AGA Z I N E USAA Contents THE FRONT 5 MONEY MAKEOVER After a divorce, a mother reinvents herself with a new career and goals. 7 8 8 9 Vice President, External Communications Chris Talley Executive Director, Communications Lacey Yancey Director, Content Strategy Brett Thacker Production and Circulation Manager Lisa Severson MISSION FEATURES 10 2013 Best Places for Veterans: Jobs THE POWER OF COMPOUNDING Saving for the future? A little each month can go a long way. 14 HOW I DID IT A member invested graduation gifts with the goal of using the money for a down payment on a home. The New World of Health Insurance BUYING A FAMILY VEHICLE Consider these ﬁve tips when researching the right car for your family. 18 How to Rein in Your Holiday Splurges DEVICE MAINTENANCE Stay more secure when disposing of old gadgets and using new ones. 22 27 MEMBER SAVINGS Tools, services, offers. Making Sense of the Shifts in Housing ON THE COVER Photography by Jim Olive Talk to Us There are more ways than ever to connect with the USAA community. Twitter Facebook YouTube Pinterest Follow us on Twitter at twitter.com/usaa. Join the conversation. Join our Facebook community. Log on to facebook.com/usaa. Watch us and offer your insights. Go to youtube.com/usaa. Browse our Pinterest boards for items to pin. Find us at pinterest.com/usaa. Instagram Email Call Write Follow us on Instagram at instagram.com/usaa_photo. Email us. Log on to our website at usaa.com and click Contact Us. Call us. We'd love to hear your feedback. 800-531-8646 USAA's mission is to facilitate the ﬁnancial security of its members, associates and their families through provision of a full range of highly competitive ﬁnancial products and services; in so doing, USAA seeks to be the provider of choice for the military community. Editor Mickey Meece Associate Editor Jesse Crews Contributors Andrea Downing Peck, Blake Miller, Molly Blake, Mark McLaughlin,Courtney Messenbaugh, Ian Mount, Neil deMause Design Director Kevin de Miranda Art Director Lisa Summerell Account Director Kit Falvey Account Manager Meg O'Brien paceco.com Senior Vice President, Custom Content Dana Adams President Craig Waller Owner and Chief Executive Ofﬁcer Bonnie McElveen-Hunter EDITORIAL POLICY USAA Magazine is published quarterly by USAA as an informational and educational service to members. The magazine covers personal ﬁnance topics tailored for USAA members and relevant to the military community, including stories about insurance, investing, banking, saving money, managing debt and planning for retirement. You may submit story suggestions at usaamagazine@usaa.com. Professional writers interested in submitting queries can ﬁnd our guidelines at usaa.com/magazines. Due to a large volume of submissions and limited space, we do not accept unsolicited manuscripts or books for review. We do not publish obituaries, reunion notices, ﬁction, poetry, personal essays, unsolicited photos or features about products and services not offered by USAA. We do not accept ads. USAA products and services are available only in those jurisdictions where USAA is authorized to sell them. If you move and wish to continue receiving the magazine, please notify USAA of your new address; the post ofﬁce does not forward copies from incorrect addresses. For information about reprinting material from USAA Magazine, please write to Lisa Severson at the address below under "Write." Requests must be in writing. © 2013 USAA. The views and opinions expressed in the following articles are solely those of the individuals and do not reﬂect the opinions of USAA and its afﬁliates. All contributing writers are freelance and are NOT employees of USAA. Each writer is responsible for the accuracy of his/her written content, references, quotes, photos and graphics. USAA Magazine, Mail Call, E-1-E, 9800 Fredericksburg Road, San Antonio, TX 78288-3533. Please include a daytime telephone number. 4 USAA Magazine WINTER 2013 800-531-USAA (8722) http://www.paceco.com http://www.usaa.com/magazines http://www.youtube.com/usaa http://www.twitter.com/usaa http://www.pinterest.com/usaa http://www.facebook.com/usaa http://www.twitter.com/usaa http://www.youtube.com/usaa http://www.facebook.com/usaa http://www.pinterest.com/usaa http://www.instagram.com/usaa_photo http://www.usaa.com http://www.fsc.org http://www.instagram.com/usaa_photo

Table of Contents for the Digital Edition of USAA - Winter 2013

Contents

USAA - Winter 2013