USAA - Summer 2014 - (Page 4)

USAA Summer 2014 | Volume 50 Number 2 A Member's Guide to Financial Security Look for this icon throughout the magazine to discover more content online. m aga z i n e USAA Contents THE FRONT Vice President, External Communications Chris Talley Executive Director, Communications Lacey Yancey Director, Content Strategy Brett Thacker Production and Circulation Manager Lisa Severson MISSION FEATURES 5 7 12 HOW I DID IT A father creates a plan for his son to build credit. Q&A: BUYING AN RV What are the real costs of owning a camper? 7 Finding Work After Long-Term Unemployment FREELANCER MONEY MANAGEMENT Financial tips for selfemployed members. 8 9 16 SAFE TRAVELS Protect your money and peace of mind on vacation. AUTO LOAN 101 Terms to avoid when financing a vehicle. Our Owner's Manual for Your Home 10 DRAWDOWN PREP Free tools can smooth the transition to civilian life. 11 20 A SMARTER CARD How microchips in bank cards help prevent fraud. How to Live in the Era of Frugality 25 MEMBER SAVINGS Tools, services, offers. 28 USAA'S PRIVACY PROMISE TO YOU Our commitment to helping protect your identity. NEW WANT MORE USAA MAGAZINE? The digital edition for iPad and iPhone features bonus content and video. Available for free in the App Store. ON THE COVER Illustration by Robert Samuel Hanson Talk to Us There are more ways than ever to connect with the USAA community. Twitter Facebook YouTube Pinterest Follow us on Twitter at twitter.com/usaa. Join the conversation. Join our Facebook community. Log on to facebook.com/usaa. Watch us and offer your insights. Go to youtube.com/usaa. Browse our Pinterest boards for items to pin. Find us at pinterest.com/usaa. Instagram Email Call Email us. Log on to our website at usaa.com and click Contact Us. Call us. We'd love to hear your feedback. 800-531-8646 VP, Editorial Director Gordon Bass Editor Adam Risman Associate Editor Ryan Hecht Copy Chief Ben Fromson Copy Editor Jennifer Burton Design Director Kevin de Miranda Art Director Lisa Summerell Assistant Art Director Matthew Hallmark Account Director Natalie Persyn Silva Account Manager Amanda Herman paceco.com Senior Vice President, Custom Content Dana Adams President Craig Waller Owner and Chief Executive Officer Bonnie McElveen-Hunter EDITORIAL POLICY USAA Magazine is published quarterly by USAA as an informational and educational service to members. The magazine covers personal finance topics tailored for USAA members and relevant to the military community, including stories about insurance, investing, banking, saving money, managing debt and planning for retirement. You may submit story suggestions at usaamagazine@usaa.com. Professional writers interested in submitting queries can find our guidelines at usaa.com/magazines. Due to a large volume of submissions and limited space, we do not accept unsolicited manuscripts or books for review. We do not publish obituaries, reunion notices, fiction, poetry, personal essays, unsolicited photos or features about products and services not offered by USAA. We do not accept ads. USAA products and services are available only in those jurisdictions where USAA is authorized to sell them. If you move and wish to continue receiving the magazine, please notify USAA of your new address; the post office does not forward copies from incorrect addresses. For information about reprinting material from USAA Magazine, please write to Lisa Severson at the address below under "Write." Requests must be in writing. © 2014 USAA. The views and opinions expressed in the following articles are solely those of the individuals and do not reflect the opinions of USAA and its affiliates. All contributing writers are freelance and are NOT employees of USAA. Each writer is responsible for the accuracy of his/her written content, references, quotes, photos and graphics. Write Follow us on Instagram at instagram.com/usaa_photo. USAA's mission is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. USAA Magazine, Mail Call, E-1-E, 9800 Fredericksburg Road, San Antonio, TX 78288-3533. 4 USAA Magazine SUMMER 2014 800-531-USAA (8722) http://www.paceco.com http://www.usaa.com/magazines http://www.youtube.com/usaa http://www.pinterest.com/usaa http://www.twitter.com/usaa http://www.facebook.com/usaa http://www.twitter.com/usaa http://www.facebook.com/usaa http://www.youtube.com/usaa http://www.pinterest.com/usaa http://www.instagram.com/usaa_photo http://usaa.com?wa_ref=USAAmag http://www.fsc.org http://usaa.com?wa_ref=USAAmag http://www.instagram.com/usaa_photo

Table of Contents for the Digital Edition of USAA - Summer 2014

Contents

USAA - Summer 2014