IRA Digital Reference Manual - September 2024 - 231.3

Chapter 9 - Calculating Lifetime Required Minimum Distributions
Joint Life Expectancy Table (Starting with 2022 RMDs) (Continued)
AGES
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
53.6 52.7 51.7 50.8 49.9 48.9 48.0 47.0 46.1 45.2 44.3 43.3 42.4 41.5 40.6 39.7
53.6 52.7 51.7 50.8 49.8 48.9 47.9 47.0 46.1 45.1 44.2 43.3 42.4 41.5 40.6 39.7
53.6 52.6 51.7 50.8 49.8 48.9 47.9 47.0 46.0 45.1 44.2 43.2 42.3 41.4 40.5 39.6
53.6 52.6 51.7 50.7 49.8 48.8 47.9 46.9 46.0 45.1 44.1 43.2 42.3 41.4 40.4 39.5
53.6 52.6 51.7 50.7 49.8 48.8 47.9 46.9 46.0 45.0 44.1 43.2 42.2 41.3 40.4 39.5
53.5 52.6 51.6 50.7 49.7 48.8 47.8 46.9 45.9 45.0 44.1 43.1 42.2 41.3 40.3 39.4
53.5 52.6 51.6 50.7 49.7 48.8 47.8 46.9 45.9 45.0 44.0 43.1 42.2 41.2 40.3 39.4
53.5 52.6 51.6 50.7 49.7 48.8 47.8 46.9 45.9 45.0 44.0 43.1 42.1 41.2 40.3 39.3
53.5 52.6 51.6 50.6 49.7 48.7 47.8 46.8 45.9 44.9 44.0 43.0 42.1 41.2 40.2 39.3
53.5 52.5 51.6 50.6 49.7 48.7 47.8 46.8 45.9 44.9 44.0 43.0 42.1 41.1 40.2 39.3
53.5 52.5 51.6 50.6 49.7 48.7 47.8 46.8 45.9 44.9 43.9 43.0 42.1 41.1 40.2 39.2
53.5 52.5 51.6 50.6 49.7 48.7 47.7 46.8 45.8 44.9 43.9 43.0 42.0 41.1 40.1 39.2
53.5 52.5 51.6 50.6 49.7 48.7 47.7 46.8 45.8 44.9 43.9 43.0 42.0 41.1 40.1 39.2
53.5 52.5 51.6 50.6 49.6 48.7 47.7 46.8 45.8 44.9 43.9 43.0 42.0 41.1 40.1 39.2
53.5 52.5 51.5 50.6 49.6 48.7 47.7 46.8 45.8 44.9 43.9 42.9 42.0 41.0 40.1 39.2
53.5 52.5 51.5 50.6 49.6 48.7 47.7 46.8 45.8 44.8 43.9 42.9 42.0 41.0 40.1 39.1
53.5 52.5 51.5 50.6 49.6 48.7 47.7 46.7 45.8 44.8 43.9 42.9 42.0 41.0 40.1 39.1
53.4 52.5 51.5 50.6 49.6 48.7 47.7 46.7 45.8 44.8 43.9 42.9 42.0 41.0 40.1 39.1
53.4 52.5 51.5 50.6 49.6 48.7 47.7 46.7 45.8 44.8 43.9 42.9 42.0 41.0 40.0 39.1
53.4 52.5 51.5 50.6 49.6 48.7 47.7 46.7 45.8 44.8 43.9 42.9 41.9 41.0 40.0 39.1
53.4 52.5 51.5 50.6 49.6 48.6 47.7 46.7 45.8 44.8 43.9 42.9 41.9 41.0 40.0 39.1
53.4 52.5 51.5 50.6 49.6 48.6 47.7 46.7 45.8 44.8 43.9 42.9 41.9 41.0 40.0 39.1
53.4 52.5 51.5 50.6 49.6 48.6 47.7 46.7 45.8 44.8 43.8 42.9 41.9 41.0 40.0 39.1
53.4 52.5 51.5 50.6 49.6 48.6 47.7 46.7 45.8 44.8 43.8 42.9 41.9 41.0 40.0 39.1
53.4 52.5 51.5 50.6 49.6 48.6 47.7 46.7 45.8 44.8 43.8 42.9 41.9 41.0 40.0 39.1
53.4 52.5 51.5 50.6 49.6 48.6 47.7 46.7 45.8 44.8 43.8 42.9 41.9 41.0 40.0 39.1
53.4 52.5 51.5 50.6 49.6 48.6 47.7 46.7 45.8 44.8 43.8 42.9 41.9 41.0 40.0 39.1
53.4 52.5 51.5 50.6 49.6 48.6 47.7 46.7 45.8 44.8 43.8 42.9 41.9 41.0 40.0 39.1
53.4 52.5 51.5 50.6 49.6 48.6 47.7 46.7 45.8 44.8 43.8 42.9 41.9 41.0 40.0 39.1
53.4 52.5 51.5 50.6 49.6 48.6 47.7 46.7 45.8 44.8 43.8 42.9 41.9 41.0 40.0 39.1
53.4 52.5 51.5 50.6 49.6 48.6 47.7 46.7 45.8 44.8 43.8 42.9 41.9 41.0 40.0 39.0
53.4 52.5 51.5 50.6 49.6 48.6 47.7 46.7 45.8 44.8 43.8 42.9 41.9 41.0 40.0 39.0
53.4 52.5 51.5 50.6 49.6 48.6 47.7 46.7 45.8 44.8 43.8 42.9 41.9 41.0 40.0 39.0
53.4 52.5 51.5 50.5 49.6 48.6 47.7 46.7 45.8 44.8 43.8 42.9 41.9 41.0 40.0 39.0
53.4 52.5 51.5 50.5 49.6 48.6 47.7 46.7 45.8 44.8 43.8 42.9 41.9 41.0 40.0 39.0
53.4 52.5 51.5 50.5 49.6 48.6 47.7 46.7 45.7 44.8 43.8 42.9 41.9 41.0 40.0 39.0
53.4 52.5 51.5 50.5 49.6 48.6 47.7 46.7 45.7 44.8 43.8 42.9 41.9 41.0 40.0 39.0
53.4 52.5 51.5 50.5 49.6 48.6 47.7 46.7 45.7 44.8 43.8 42.9 41.9 41.0 40.0 39.0
53.4 52.5 51.5 50.5 49.6 48.6 47.7 46.7 45.7 44.8 43.8 42.9 41.9 41.0 40.0 39.0
53.4 52.5 51.5 50.5 49.6 48.6 47.7 46.7 45.7 44.8 43.8 42.9 41.9 41.0 40.0 39.0
53.4 52.5 51.5 50.5 49.6 48.6 47.7 46.7 45.7 44.8 43.8 42.9 41.9 41.0 40.0 39.0
53.4 52.5 51.5 50.5 49.6 48.6 47.7 46.7 45.7 44.8 43.8 42.9 41.9 41.0 40.0 39.0
53.4 52.5 51.5 50.5 49.6 48.6 47.7 46.7 45.7 44.8 43.8 42.9 41.9 41.0 40.0 39.0
53.4 52.5 51.5 50.5 49.6 48.6 47.7 46.7 45.7 44.8 43.8 42.9 41.9 41.0 40.0 39.0
53.4 52.5 51.5 50.5 49.6 48.6 47.7 46.7 45.7 44.8 43.8 42.9 41.9 41.0 40.0 39.0
53.4 52.5 51.5 50.5 49.6 48.6 47.7 46.7 45.7 44.8 43.8 42.9 41.9 41.0 40.0 39.0
53.4 52.5 51.5 50.5 49.6 48.6 47.7 46.7 45.7 44.8 43.8 42.9 41.9 41.0 40.0 39.0
53.4 52.5 51.5 50.5 49.6 48.6 47.7 46.7 45.7 44.8 43.8 42.9 41.9 41.0 40.0 39.0
53.4 52.5 51.5 50.5 49.6 48.6 47.7 46.7 45.7 44.8 43.8 42.9 41.9 41.0 40.0 39.0
53.4 52.5 51.5 50.5 49.6 48.6 47.7 46.7 45.7 44.8 43.8 42.9 41.9 41.0 40.0 39.0
120+ 53.4 52.5 51.5 50.5 49.6 48.6 47.7 46.7 45.7 44.8 43.8 42.9 41.9 41.0 40.0 39.0
IRA Digital Reference Manual © PMC
IRA Digital Reference Manual - September 2024

Table of Contents for the Digital Edition of IRA Digital Reference Manual - September 2024
