getting rid of the college loan rePo man Our current system for collecting student loans makes no distinction between deadbeats who cheat and the much greater numbers of people who just don’t have the money to repay. As predatory debtcollection agencies ruin the lives of more and more Americans, we are ignoring an easy and fair solution. Tina Schrider/Froghouse Photography, James Porter By stephen Burd regory McNeil, 49, is living out his days at a veterans home in Grand Rapids, Michigan. His room is so cramped he can barely fit his twin bed, dresser, and the computer desk he had to sneak in because it was against g regulations. His only income comes from the Social Security disability payments he began receiving last year after undergoing quadruple-bypass heart surgery. These payments go directly to the veterans home, which then gives him $100 Washington Monthly 45