Navigator: 12th Grade Launch Curriculum - Updates 2024 - 482

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minor - reference
minor (n) - a program of study requiring fewer courses than a major.
" I majored in biology with a minor in anthropology. " or, a person who is
under the age of legal consent. " You are a minor until you turn 18. "
NCAA (n) - National College athletic association; regulates and
governs college and university athletic programs. It verifies that student
athletes maintain their gPa to be eligible to play on an NCaa team.
need-based aid (n) - financial assistance based on demonstrated
student and family financial need.
net income (n) - see net pay.
net pay* (n) - the amount of money in your paycheck; total wage or
salary (plus bonuses) minus payroll deductions.
non-residents (n) - students who do not live in the state where
the school they are applying to or attending is located. also includes
students who haven't lived in the state long enough to be considered
residents. also known as " out-of-state. " Non-residents often pay higher
tuition and fees at state schools.
off-campus (adj) - located off the grounds of a school or program;
not located in property owned by the school. " We lived off-campus
because we wanted our own apartment. "
on-campus (adj) - located on the grounds or in property owned by a
school or program. " I lived on-campus freshman year in the dorms and
then moved to my own apartment. "
open admissions (n) - a school which admits almost all high school
graduates without taking grades or test scores into account. They also
admit most students who have earned their gED.
open recommendation (n) - a reference in which you are allowed to
see or hear what your recommender has said about you.
opportunity cost (n) - the costs associated with following one
opportunity as opposed to another.
overdraft* (n) - lack of sufficient funds in a checking account to
cover the full amount of a check. a bank or credit union will charge
an overdraft fee - a service charge - to cover expenses involved in
returning a check.
parent plus loan (n) - see plus loan.
part-time student (n) - defined differently by each school or
program, but usually requires that a student takes less than 12
undergraduate credit hours per semester. Being " part-time " qualifies
you for less financial aid.
Perkins loan (n) - a federal loan program that offers one of the
lowest interest rates among loans. The authority for schools to
make new Federal Perkins loans ended on sept. 30, 2017, and final
disbursements concluded on June 30, 2018. as a result, students can
no longer receive Perkins loans.
persistence (n) - act of continuing on, never giving up, and
completing a task. " Even though it was hard, I persisted and succeeded in
climbing the mountain. "
personal contribution (n) - the amount of money which you
personally will provide to support your education.
personal mission statement (n) - the idea that guides each step you
take and connects your plans for the future.
personal statement (n) - a one- to two-page narrative essay which
demonstrates personal strength, has a guiding idea, and evokes
heartbeat. Part of a college application packet and can be used for
scholarship applications as well.
482
*Financial terms courtesy of Citi.
glossary
PhD (n) - a graduate degree, often following a Master's degree.
sometimes referred to as a " terminal degree, " which means it's the
highest degree possible in a given field.
placement test (n) - a test you must take to show you are ready for
a high level of work in a particular content area or class. " Because I got
a high score on the Math placement test, I was able to skip ahead to
calculus. "
plagiarism (n) - the act of copying words, phrases, or ideas from
another source without properly citing the source. " I didn't mean to
plagiarize my essay! I just forgot to make a bibliography. "
plus loan (n) - a federal loan program for parents or guardians. The
amount parents or guardians may borrow is determined by subtracting
all financial aid from the cost of attendance. If they have good credit
standing, parents or guardians may borrow the difference. By law, the
interest on plus loans will never exceed 8.5%. This loan is unsubsidized.
postsecondary (adj) - relating to education you get after high school
graduation.
postsecondary option (n) - a choice or opportunity you may take
advantage of after high school graduation, includes 2- or 4-year college,
trade and technical programs, on-the-job training, and the military.
postsecondary plan (n) - an outline of your academic and career
goals after high school graduation.
preferential admission (n) - preferential admission gives preference
to students from certain groups, such as state residents, members of
supporting churches, or students whose parents went to the same school.
pre-requisite (n) - something needed before you can do another
thing; at the college level a pre-requisite or " pre-req " is a lower-level
course you must pass before you can take higher-level courses.
sometimes, you can " test out " of a " pre-req " by performing well on a
placement test.
prioritize (v) - to organize tasks, choices, or information by how
important and how urgent each is.
priority (n) - the main concern; what you care about most.
private (adj) - an organization, school, or program which is owned by
a small group of people because it is paid for by individual donors or
customers. " Harvard is a private university. "
private financial aid (n) - financial aid that is paid for by private
groups including banks, organizations, or companies. Includes
scholarships and private loans.
professor (n) - a teacher at the college level who has a PhD or other
advanced degree.
promissory note (n) - contract between a borrower and a lender
that includes the terms and conditions under which the borrower
promises to repay the loan. Must be signed each year before loan funds
can be distributed to your account.
PSAT (n) - Preliminary scholastic assessment Test. The PsaT is usually
taken in the 10th or 11th grade and is part of a student's preparation
for the saT.
public financial aid (n) - financial aid that is paid for by the people
of the United states through taxes. Includes grants, loans, scholarships,
and work-study. Complete the FaFsa to qualify.
reach school (n) - a school or program at which you almost meet
the admissions requirements and may be accepted to. Choose reach
schools in order to round out your College list.
reference (n) - a person who has agreed to speak and/or write highly
of your talents, skills, personality, or strengths.
Navigator: 12th Grade Launch Curriculum - Updates 2024

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