USCC Workers Comp 2023 - 17

Chart II-Coverage of Laws, cont.
Jurisdiction
Employment1
Private
Illinois
Covered
Public
Compulsory as to enumerated extrahazardous
employment (including
occupational diseases).
Compulsory as to all public
employment, except members
of fire and police departments
in cities with populations of
more than 500,000 and such
firefighters covered to extent
of burn-related disfigurement.
Townships may elect coverage
to participants in job training or
work programs.
Indiana
Compulsory as to all employment,
including corporate officers. Elective
as to sole proprietors, partners, and
members/managers of limited liability
companies.
Compulsory as to state,
municipal corporations,
and political subdivisions;
includes state legislators
and elected and appointed
officials. Volunteers working
as authorized emergency
management workers or for
hazardous materials response
teams and police reserves may
be covered.
Iowa
Compulsory as to all employment,
but up to four corporate officers may
reject. Elective for proprietors and
working partners.
Compulsory as to all
public employment, except
firefighters and police officers
entitled to pension fund.
Covers highway safety patrol
officers, conservation officers,
criminal defendants while
performing unpaid community
service or other services, and
agricultural workers at state
universities.
Kansas
Compulsory as to all employment,
including corporate executives.
Elective as to partners, individuals, or
self-employed.
Compulsory as to all public
employment. Members of
firefighter's relief associations
may elect to accept or reject
coverage. Public agencies or
entities may elect coverage
for persons sentenced to
community service.
Kentucky
Compulsory as to all employment,
including corporate executives.
Elective as to owner of business or
partner. Worker may reject voluntarily
prior to injury.
Compulsory as to state and
political subdivisions, including
elected and appointed state
officials; employees of the
General Assembly; and
volunteer ambulance, fire, and
police personnel.
Exceptions2, 3
Certain farm laborers, domestics, persons not
in usual course of employer's business, and
real estate brokers and salespersons paid by
commission only.
Special Coverage Provisions
Corporate officers of any domestic or
foreign corporations, partners and sole
proprietors, and members of limited
liability corporations may elect to
withdraw from coverage.
Farm laborers, domestic servants, casual
workers, railroad workers, youth coaching
volunteers with qualified nonprofits, and
licensed real estate professionals.
Compulsory as to coal mining and for
students in cooperative education.
Elective for officers of charitable,
religious, educational, or nonprofit
corporations.
Domestic and casual workers earning less than
$1,500 in the 12 consecutive months preceding
an injury, and farm laborers, if employer payroll
is under $2,500 per year.
Voluntary as to excepted employment.
Persons receiving employment training
or evaluations in an approved facility
are covered for PP or PT disabilities.
Under certain conditions, truck owner/
operators and real estate agents are
considered independent contractors
and are required to maintain their own
coverage.
Farm labor or any employer whose gross
annual payroll is not more than $20,000; real
estate brokers and real estate salespersons on
commission.
Compulsory as to charitable
institutions. Voluntary as to excluded
employments. Labor unions and
associations may elect coverage for
their members who perform services
and are not full-time employees.
Domestic servants if employer employs
fewer than two, each regularly employed 40
hours a week; casual workers employed less
than 20 consecutive work days; agricultural
laborers; workers for charitable or religious
organizations in return for aid or sustenance;
participants in carpools to and from work;
and members of any religious group
conscientiously opposed to acceptance of
public or private death, retirement, disability,
or medical expense payments (including Social
Security) and has for more than 10 years made
provisions for its dependent members.
Louisiana
Compulsory as to all employment,
including corporate executives.
Corporate officers who are 10%
shareholders, partners, and sole
proprietors may reject.
Compulsory as to all public
employment, except sheriffs'
deputies and officials.
Subdivisions may cover elected
and appointed officials.
Coverage for volunteer
firefighters is elective.
Crews of crop-spraying aircraft while acting as
contractors or employees of persons principally
engaged in agriculture; real estate brokers and
salespersons; landsmen; domestic workers;
and certain farm workers.
Specifically covers newspaper
carriers and members of volunteer
ambulance service, fire, or police
departments. Voluntary as to excluded
employments.
Excludes officers of nonprofit
charitable, fraternal, cultural, or
religious corporations or associations.
Musicians pursuant to a service
contract are exempt from coverage.
2023 Analysis of Workers' Compensation Laws | 17
USCC Workers Comp 2023

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