USCC Workers Comp 2024 - 15

Chart II-Coverage of Laws
Jurisdiction
Employment1
Private
Alabama
Covered
Public
Compulsory as to employers of five or
more. Elective as to partners or sole
proprietors. Corporate officers may
reject.
Alaska
Compulsory to all employment.
Executive officers of a for-profit
corporation are exempt from having
to insure themselves with a minimum
10% ownership interest. A nonprofit
corporation may elect to cover
executive officers. A limited liability
company requires a minimum 10%
ownership interest for exemption of
executive officers. Sole proprietors
of a sole partnership are exempt but
may elect coverage. All entities listed
above must maintain coverage for
employees, including family members.
Arizona
Compulsory as to all employment.
Employee may reject.
Compulsory as to all
public employment except
municipalities with a
population of less than 2,000.
Certain school systems and
institutions covered.4
Compulsory as to all
employment. Municipal
corporations may elect to cover
executive officers.
Exceptions2, 3
Domestic servants and casual employees,
owner/operator, or leased operator of common
carriers engaged in interstate commerce, farm
laborers, and U.S. and state government.
Part-time babysitters, cleaning persons,
harvest help, or similar transient help;
entertainers and certain sports officials
employed on a contractual basis; commercial
fishers; certain taxicab drivers; certain Alaska
temporary assistance program participants;
certain professional hockey team players
and coaches; and qualified real estate
licensees who are paid based upon sales or
output rather than hours worked and whose
written employment contracts provide they
will not be treated as employees for income
tax or workers' compensation purposes;
transportation network company drivers
transporting passengers; and independent
contractors.
Compulsory as to state,
counties, cities, towns,
municipal corporations, school
districts, and volunteers
enumerated by statute.
Arkansas
Compulsory as to employers of three or
more. Partners or sole proprietors may
opt out of coverage for themselves
only.
Compulsory as to state
agencies, departments,
institutions, counties, cities,
and towns. Excludes workfare
recipients and incarcerated
prisoners doing work for cities,
counties, or the state.
California
Compulsory as to all employment.
Elective as to working members of
a partnership, working officers and
directors of a private corporation, and
members of a limited liability company.
Compulsory as to all public
employment except clerks
and deputies serving without
remuneration, regional
occupational centers, and
programs or school districts
offering training to pupils
outside the attendance area,
as well as enrolled pupils.
Domestic servants, casual employees, and real
estate licensees.
Special Coverage Provisions
Voluntary for employers of fewer than
five, unless involved in residential
construction, including farmers,
volunteer fire departments, and a
person who performs services as a
sports official.5
Statutory state employees include
high school students during workstudy
activities; certified, registered
volunteer emergency medical
technicians when working outside
an incorporated city or borough;
individuals working as special officers
for the Department of Public Safety;
Board and Commission members
while working or traveling on Board/
Commission business; certain active,
registered civilian volunteers while
engaged in an emergency or disaster
relief function; and residents of Alaska
who temporarily volunteer in searchand-rescue
activities.
Voluntary as to sole proprietors and
employers of domestic servants.
Motion picture business employers
and employees may be exempt from
law, provided by insurance in domicile
state.
Farm laborers; domestic servants; casual
workers; nonprofit religious, charitable, or
relief organizations; vendors or distributors of
newspapers and other publications; qualified
real estate agents; and individuals with
certificate of noncoverage.
Voluntary as to excepted employment.
Compulsory for employments in which
two or more employees are engaged
in building or building repair work, in
which one or more are employees of
a contractor who subcontracts any
part of a contract, and in which one
or more employees are employed by a
subcontractor.
Charity workers and volunteer workers
at camps, etc., operated by nonprofit
organizations, employer-sponsored bowling
teams, domestics who work less than 52 hours
during the preceding 90 days or earn less than
$100, and students in sport events (excludes
amateur athletic participants who are not
employees).
Voluntary as to excepted employment
and sponsoring agencies of Economic
Opportunity programs. Employer
not liable for injury due to off-duty
recreational, social, or athletic
activity not part of work-related
duties. Student apprenticeship
programs registered by the Division
of Apprenticeship Standards of the
Department of Industrial Relations are
considered employers of registered
student apprentices. Volunteers for
state agencies involved in disaster
preparedness for the year 2000 are
deemed disaster service workers.
Colorado
Compulsory as to all employment.
Corporate officers or members of a
limited liability company who are 10%
shareholders may reject coverage.
Elective as to working general partners
or sole proprietors.
Compulsory as to all public
employment. Compulsory
as to volunteer emergency
personnel. Uncompensated
public officials may reject
coverage.
domestic workers; casual farm and
ranch employers expending less than $2,000
per year; volunteer ski patrol and instructors;
independent real estate salespersons and
brokers; independent truckers; persons who
perform services for more than one employer
at a race, meet, or horse track; nonprofit youth
sports coaches with a written agreement
specifying that the coach is an independent
contractor.
Part-time6
Compulsory for all persons performing
construction work on a construction
site; corporate officers or members
of a limited liability company who
are 10% shareholders may reject
coverage. Sole proprietors and
partners in a partnership with a
registered trade name may reject
coverage.
2024 Analysis of Workers' Compensation Laws | 15
USCC Workers Comp 2024

Table of Contents for the Digital Edition of USCC Workers Comp 2024
