USCC Workers Comp 2024 - 28

Chart III-Coverage of Minors
Jurisdiction
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of
Columbia
Florida
Georgia
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Considered
Considered
Considered
Considered
Considered
50% additional compensation1
Double compensation2
50% additional compensation1
Covered Future Earning Capacity
Yes
Illegal Employment
Double compensation
Special Benefit Provisions
Settlement valid.
Time bar for filing a claim is not applicable if the minor
has no guardian or authorized representative. Settlement
must be reviewed and approved by the Board.
Lump sum payable to guardian.
Guardian may be required. Settlement must be reviewed
and approved by the Board.
If younger than 18, 50% additional
compensation for scheduled injury;
younger than 16, double compensation
Considered
Considered3
Up to double compensation if in violation
of child labor laws and ordered by a
Judge of Compensation Claims
The employer alone, and not the insurance carrier, shall be
liable for the increased compensation or increased death
benefits.
In limited circumstances, a guardian may be appointed by
probate court or Board.
Work-based learning-certified employers who have
arrangements with local school systems for placement of
students in a work environment can qualify for insurance
premium discounts.
Hawaii
Idaho
Yes
Yes
Considered4
Considered
Same as adult
If child is employed as part of education, the state is
considered child's employer.
Lump sum under probate jurisdiction. If public school
student is working as part of his or her instruction, the
student is covered under school district's policy if the
employer does not have one.
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Considered
Considered if apprentice or trainee
Considered
If younger than 16, 50% additional
compensation for accidental injuries
resulting in death. Minor may elect.
If younger than 16, double
compensation1, 5
To pursue common law or statutory remedies to recover
damages.
If over $100, payable to guardian.
Settlement valid.
Payments to minor, guardian, or conservator.
Lump sum payable to guardian.
Prescription does not run against minor if he or she has
a tutor. Payments made to curator or tutor, who must file
a bond.
The minor employee is entitled to
compensation under this Act and may
elect suit for damages.
Double compensation; discretionary1
Covers handicapped students who work without pay as
part of their education and students at public and private
institutions in unpaid work-based learning experience
positions.
Massachusetts Yes
Yes
Yes
Michigan
Minnesota
Mississippi
Yes
Considered
Double compensation1
If younger than 18, double compensation2
Entitled to maximum benefits if PT disability. Guardian
may be required. Parent presumed guardian.
Double compensation1
Guardian may be required. Students 14 and older
employed between semesters or working as part of
instruction are exempt.
28 | 2024 Analysis of Workers' Compensation Laws
If guardian required, insurer must pay expenses.
Minors are defined as anyone younger than the age of 21.
Guardian may be required.
USCC Workers Comp 2024

Table of Contents for the Digital Edition of USCC Workers Comp 2024
