2020 Analysis of Workers' Compensation Laws - 129

Chart XIV-Administration Expenses: Workers' Compensation Departments, cont.

Jurisdiction

 
System Provided For

 
Fund or
Appropriation

Assessment Provisions
Against Whom

Amount

 
Other Income

Kentucky

Private insurance, selfinsurance

Maintenance fund

Employers and State Fund

6.41% premium for policies issued
to employers, both coal and noncoal;
Coal Workers Pneumoconiosis Fund for
companies severing coal-2.0% of premium
plus 0.02 cents per ton of coal severed.

Louisiana

Private insurance, approved
self-insurance, and group
self-insurance funds.

Annual assessment

All insurers: carriers, group
self-insurance funds, and
approved self-insured
employers.

Percentage fixed annually, based on
benefits paid.

Fines, penalties, and
fees

Maine

Private insurance, approved
self-insurance

Administrative fund

Carriers and self-insurers3

Percentage fixed annually3

Penalties against
insurers for failure
to pay timely
compensation.

Maryland

Private insurance,
approved self-insurance,
and competitive fund or
appropriation special fund

Special fund

Carriers, self-insurers, and
state fund

Prorated

Commission may
assess up to $1,500
annually against
self-insurers and
self-insured groups for
actuarial studies and
audits.

Massachusetts

Private insurance,
self-insurance

Special fund

Employers

Prorated assessment necessary to cover
expenses.

Referral fees, fines,
and penalties

Michigan

Private insurance,
self-insurance

General appropriation

Carriers and self-insurers

75% of compensation used for safety
education and training fund.

$200 fee on redemption
settlements

Minnesota

Private insurance, approved
self-insurance (including
group)

Special compensation fund

Carriers and self-insurers

Annual assessment determined annually by
the commissioner.

Civil penalties, copy
fees, and other
recoveries

Mississippi

Private insurance

Special fund

Carriers and self-insurers

Assessment of $250 against each carrier
and self-insurer; remaining expenses
prorated.

Civil penalties

Missouri

Private insurance,
self-insurance

Administrative fund

Carriers and self-insurers

Up to 2% premiums and up to 2% surcharge
on deductible portion of policies.

Fees for records and
other recoveries

Montana

Private insurance, approved
self-insurance, competitive
fund

Special fund

Private insurers, self-insurers,
and the state fund

Surcharge on premium based on 4% of
indemnity and medical benefit paid in the
prior calendar year. A separate premium
surcharge of up to 2% of benefit paid in the
preceding calendar year may be assessed
for an occupational safety and health
administrative fund.

Fees for copies
and publications,
administrative
penalties and interest
charges, and licensing
fees

Nebraska

Private insurance

Special fund, selfinsurance fund, trust fund

Carriers, risk management
pools, and self-insurers

Carriers and risk management pools-1%
of written premiums. Self-insurers-1.25%
of prospective-loss costs. Special
assessment as required.4

Fees for copies and
publications and other
recoveries

Nevada

Private insurance and
self-insurance (including
group)

State insurance fund from
assessment of members of
particular fund

Carriers and self-insurers

Assess as needed.

Administrative fines,
premium penalties,
collections on behalf
of the uninsured
employer's claim
account, and interest

New
Hampshire

Private insurance

Administration fund
appropriation

Carriers and self-insurers

Prorated on basis of total compensation
paid; $100 minimum.5

Civil penalties

New Jersey Private insurance, approved Assessment against

Carriers and self-insurers

Percentage fixed annually.

 

self-insurance

insurance carriers and
self-insurers

2020 Analysis of Workers' Compensation Laws | 129
2020 Analysis of Workers' Compensation Laws

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